When it’s time to start a family, many parents-to-be are so focused on decorating the nursery and choosing the right car seat that they can overlook the life-altering impact a baby can have on their financial life. And we’re not just talking the exorbitant cost of diapers—we’re talking nearly 4 million dollars in “potential income.”…Details
Disability insurance is income insurance
Make sure it’s part of your plan for facing the unexpected
Welcome to the Council for Disability Awareness’ (CDA) blog site. Here, employers, consumers, and financial advisors will find posts dedicated to disability insurance awareness, workplace best practices, health and wellness, and what you need to know about protecting yourself, your income and your family.
Disability insurance provides critical financial protection that is very different from other insurance products. Millions of working Americans don’t have it, and many don’t fully understand what it protects. Visit RealityCheckUp.org to find more information about insuring your income and learn why disability insurance is necessary for every working American.
In today’s hot economy, many companies find it challenging to attract the talent they need to fill certain specific roles. Often that can mean calling on potential employees from other cities who relocate for a new position. In fact, one study found that more than half of those surveyed said they had moved for a…Details
Love isn’t free…that is, if you are trying to prove your love with an extravagant Valentine’s Day gift. In fact a survey from the National Retail Foundation found that Americans are expected to spend a record amount on Valentine’s Day this year…an average of $161.96, which is up 13 percent from the average in 2018. Think…Details
Want to keep your employees happy? The answer might be easier than you think—in fact, a surprising 81 percent of employees say they would work harder for an employer who made them feel appreciated. With Valentine’s Day right around the corner, it’s the perfect time to let your employees know how much you appreciate their…Details
When February rolls around, some of us fist pump the air. “Yay! A whole month with my resolution.” Others (a larger amount, by the way) think, “Ugh. I have already failed.” Here’s the thing: February is a great time to reboot your resolution. In fact, ANY TIME is a great time. There is nothing magical…Details
It used to be that one sign of a good worker was just powering through the day, even if you felt crummy. Now, the opposite is true, as workplaces get wise to the fact that a sick employee isn’t likely to get much done—except potentially spreading their germs to the rest of the team. In…Details
As any third grader will tell you, there’s really nothing better than a snow day. You’re up early and dressed, because you weren’t sure if the bus was coming. And though it usually requires 45 minutes of parental nagging to get you to put on your boots and coat, once you confirm classes or cancelled,…Details
More than 155 million U.S. workers are insured for a disability through the Social Security Disability Insurance (SSDI) program. They receive this insurance coverage through their payroll taxes, or FICA taxes, as a part of the Social Security program. When those who experience a chronic health condition, injury or sudden medical crisis need support –…Details
If you’re like many Americans, retirement planning may not be high on your “to-do” list. When life is busy and you’re shouldering the burden of looking out for yourself and your family, setting up a retirement plan can slide down the priority list – especially if you’re hoping it will somehow be easier in a…Details
In the winter, we tend to be in closer quarters indoors and constantly around friends and family. It is important to be conscious of infectious diseases, such as methicillin-resistant Staphylococcus aureus (MRSA), which are spreading rapidly among public places like gyms and schools. MRSA prevention should continue at home, especially for groups at higher risk,…Details