The holidays can be stressful — whether it’s gift buying, balancing party commitments or entertaining family, this time of year can put a strain on your mental health. In addition, the holidays can sometimes be a time of increased depression and anxiety. However, there are a few practical steps people can take to reduce stress…Details
Disability insurance is income insurance
Make sure it’s part of your plan for facing the unexpected
Welcome to the Council for Disability Awareness’ (CDA) blog site. Here, employers, consumers, and financial advisors will find posts dedicated to disability insurance awareness, workplace best practices, health and wellness, and what you need to know about protecting yourself, your income and your family.
Disability insurance provides critical financial protection that is very different from other insurance products. Millions of working Americans don’t have it, and many don’t fully understand what it protects. Visit RealityCheckUp.org to find more information about insuring your income and learn why disability insurance is necessary for every working American.
A report recently released by BMOW Wealth Management showed aging Americans have concerns with regard to retirement planning and the effects on their family and wealth. The report, called The Aging Economy: Improving with Age, surveyed more than 500 Americans 55 and older and reviewed the benefits of an in-depth wealth plan to help manage…Details
By Rachel Barrow, AVP Marketing, Individual Markets, Guardian Life Insurance Co. of America® Dreaming about retirement may bring to mind relaxation, travel, and leisure time. Many people find, though, that planning for it can be stressful – but it doesn’t have to be that way. If open enrollment time has you thinking about how you’ll fund your retirement,…Details
By Tom Charla, Director and Tara Reynolds, Corporate Vice President, MassMutual Most employees have figured out that the safety nets previous generations enjoyed — job security, pensions, even Social Security – can’t be relied on the way they have been in the past. They know that when it comes to reaching their financial goals, especially…Details
By Ted Norwood, General Counsel & Director of Representation, Integrated Benefits Inc. SSDI has poor resources for vocational rehabilitation or job placement, and no resources at all for claimants during the wait for a decision. This makes it harder for people to recover and get back to work. Because of the long wait, many claimants…Details
By Ted Norwood, General Counsel and Director of Representation, Integrated Benefits, Inc. According to the Council for Disability Awareness, half of those who don’t work for the government have some form of employer-paid disability insurance (short-term disability only, long-term disability only, or both STD and LTD). These benefits are important because 25 percent of today’s 20-year-olds…Details
By Bob Herum, Second Vice President, DI & GSI Sales, Ameritas I picture the millions of working Americans who are employed, receive benefits through their employers, and yet, go about their daily activities without realizing the potential financial risk to their way of life. Specifically, I’m thinking of their income and what insurance they may have…Details
Employees look to their benefits package for additional income protection: The case for supplemental individual disability income insurance
By Shelly Mushinski, Director, Enrollment & Implementation, Guardian Life Insurance Company of America® It’s not just about life and health insurance. Employees also look to their employer for benefits that matter, such as the need for additional income protection. Your benefits strategy carries a lot of weight with key employees and prospects, and there’s no question having a…Details
By Diane Russell, Lincoln Financial Your company’s benefit package is sending you a message about their priorities — and whether they are the same as yours. When companies get it right, it pays off in terms of your job satisfaction and desire to continue to work there. That’s because your employer is making it clear…Details
By Diane Russell, SVP Marketing, Lincoln Financial Your company’s benefit package sends a message to your employees about what you feel is important and if you’re listening to their concerns and priorities. Get it right, and your benefits dollars will be well spent and will pay off in terms of employee satisfaction and retention. Your…Details