While health is everyone’s No. 1 concern these days, financial wellness is also top of mind. After all, many households are finding themselves in a budget bind as economic woes hit the economy at all levels. Even if your job is secure, you might be finding a partner or someone else in the household facing…Read More
Disability insurance is income insurance
Make sure it’s part of your plan for facing the unexpected
Welcome to the Council for Disability Awareness’ (CDA) blog site. Here, employers, consumers, and financial advisors will find posts dedicated to disability insurance awareness, workplace best practices, health and wellness, and what you need to know about protecting yourself, your income and your family.
Disability insurance provides critical financial protection that is very different from other insurance products. Millions of working Americans don’t have it, and many don’t fully understand what it protects. Visit RealityCheckUp.info to find more information about insuring your income and learn why disability insurance is necessary for every working American.
Hygge may not be a household word in the States quite yet, but it’s currently experiencing a popularity growth spurt and influencing the way many Americans live their lives. With origins in Denmark, the word—pronounced “hoo-gah”—roughly translates to “coziness” in English, although most Danes will argue that hygge has more to do with well-being than…Read More
This article originally appeared on the Lincoln Financial Group Website. Our world and how we interact with each other has changed drastically in the past few weeks. Businesses are closing or moving to work-from-home arrangements. Schools are closing. As a nation, we’ve been asked to avoid public gatherings and socially distance ourselves from each other.…Read More
Benefit packages can be confusing to understand, and – it’s sad but true – many times are forgotten the minute the onboarding paperwork is signed. Unfortunately that leaves many employees not fully understanding their benefits package, and one area of frequent confusion is what their “paid” and “unpaid” leave options are. Not being clear on what you can…Read More
Who can work in a time like this, you may ask. Anxiety levels are through the roof; kids might be underfoot; and every day brings new, often unsettling information to process. While most workplaces are understanding of the stress employees are feeling, the good news for people who have jobs where they can work from…Read More
Competition for Talent Informs Trend in Flexibility as Benefit Option HR departments know all too well the fierce competition for top talent being waged today. And as you develop appealing compensation offers and benefits packages, there is one peak benefit that employees are clamoring for—and that’s flexibility. If you are still clinging to a fixed work…Read More
By Ann Lloyd, Student Savings Guide If you’re looking for work and considering a relocation to find or take a new job, there’s a lot to think about! For people with disabilities, there are extra considerations as well, depending on the nature of the disability, including mobility or anxiety issues. Before you commit to accepting…Read More
Most of us relish the extra evening hour that comes with Daylight Savings Time, but losing that hour can come with schedule consequences…and even health consequences. In fact, Daylight Savings Time has been linked to increased heart attacks, and another study found that fatal car accidents increased the Monday after the Daylight Savings Time switch.…Read More
Say what you will about social media. It can be a highlight reel that evokes thoughts of “how is she possibly in Bora Bora again” or “does he ever work?” It can also reconnect you with people you haven’t seen in a decade, without even stepping foot in the same room as them. I hadn’t…Read More
Let’s Not Overlook the Income Protection and Financial Wellness Needs of Low-and Moderate-Income Households
Is income-protection a “luxury good” like designer clothing, fine wine, or—dare I go there?—a Peloton? A look at Bureau of Labor Statistics (BLS) Employee Benefits Survey data on availability of employer-paid short- and long-term disability insurance benefits suggests you wouldn’t be totally off-base if you answered “yes” to that question. For both STD and…Read More