By Ted Norwood, General Counsel & Director of Representation, Integrated Benefits Inc. SSDI has poor resources for vocational rehabilitation or job placement, and no resources at all for claimants during the wait for a decision. This makes it harder for people to recover and get back to work. Because of the long wait, many claimants…Details
Disability insurance is income insurance
Make sure it’s part of your plan for facing the unexpected
Welcome to the Council for Disability Awareness’ (CDA) blog site. Here, employers, consumers, and financial advisors will find posts dedicated to disability insurance awareness, workplace best practices, health and wellness, and what you need to know about protecting yourself, your income and your family.
Disability insurance provides critical financial protection that is very different from other insurance products. Millions of working Americans don’t have it, and many don’t fully understand what it protects. Visit RealityCheckUp.org to find more information about insuring your income and learn why disability insurance is necessary for every working American.
By Ted Norwood, General Counsel and Director of Representation, Integrated Benefits, Inc. According to the Council for Disability Awareness, half of those who don’t work for the government have some form of employer-paid disability insurance (short-term disability only, long-term disability only, or both STD and LTD). These benefits are important because 25 percent of today’s 20-year-olds…Details
By Bob Herum, Second Vice President, DI & GSI Sales, Ameritas I picture the millions of working Americans who are employed, receive benefits through their employers, and yet, go about their daily activities without realizing the potential financial risk to their way of life. Specifically, I’m thinking of their income and what insurance they may have…Details
Employees look to their benefits package for additional income protection: The case for supplemental individual disability income insurance
By Shelly Mushinski, Director, Enrollment & Implementation, Guardian Life Insurance Company of America® It’s not just about life and health insurance. Employees also look to their employer for benefits that matter, such as the need for additional income protection. Your benefits strategy carries a lot of weight with key employees and prospects, and there’s no question having a…Details
By Diane Russell, Lincoln Financial Your company’s benefit package is sending you a message about their priorities — and whether they are the same as yours. When companies get it right, it pays off in terms of your job satisfaction and desire to continue to work there. That’s because your employer is making it clear…Details
By Diane Russell, SVP Marketing, Lincoln Financial Your company’s benefit package sends a message to your employees about what you feel is important and if you’re listening to their concerns and priorities. Get it right, and your benefits dollars will be well spent and will pay off in terms of employee satisfaction and retention. Your…Details
By Fred Schott, Director of Operations, Council for Disability Awareness If you’re one of the millions of working Americans currently making decisions about your employee benefits choices for the coming year, you’ve probably put most of your focus on the health-plan options, including what is or isn’t covered, which providers are or aren’t in-network, and…Details
By Marjory Robertson, AVP & Senior Counsel and Abigail O’Connell, Senior Counsel, Sun Life Financial When employees need to step away from work — whether to welcome a new child, care for a family member, or another life event — protecting their jobs and benefits, understanding their rights, knowing whether their employers will pay part…Details
By Carol Harnett, President, Council for Disability Awareness Note: An earlier version of this post appeared in Carol Harnett’s employee benefits column for Human Resource Executive. You don’t know me, but I’m someone people have come to trust when they want to have a conversation about employee benefits. I stand to neither gain nor lose anything…Details
By Phil Bruen, Vice President, Group Life and Disability Products, MetLife As the annual enrollment period takes place in workplaces around the United States, human resources teams and employees have benefits on their minds. During this time, it’s important for employers to educate their workforces on how the benefits they provide can help workers achieve…Details