For the first time, there are now five generations in the American workforce. There is the Silent Generation (aged 73-90), the Baby Boomers (aged 54-72), Generation X (aged 38-53), Millennials (aged 22-37), and the under-20 year olds who are still being named (although some are calling them Generation Z). This mix of ages is bringing a set of…
DetailsDisability insurance provides critical financial protection to American workers. Yet it’s a highly misunderstood form of insurance. You probably have health insurance, home or renter’s insurance, and car insurance. But what about your need for income protection insurance? Disability insurance pays you a portion of your income when an injury or illness takes you out…
DetailsThe countdown is on for Tax Day. Cue the groans. But you can enter April with a spring in your step — and extra money in your wallet — by using these seven tips to make tax time easier. 1. Figure out all the tax deductions or credits you might qualify for. The first step…
DetailsOf all the health risks that HR teams are watching these days, how many are analyzing the rising levels of loneliness in the workplace? We live in the most technologically connected age in human history — with open plan offices and devices that allow us to communicate with each other in manifold ways in an…
DetailsIf you’re trying to pay off a hefty medical bill, you are not alone. Medical bills are a leading cause of debt in the U.S. Many working Americans don’t have enough savings in place, yet they are facing high deductibles and out-of-pocket expenses. A report published in 2017 by the Consumer Financial Protection Bureau showed that medical bills were the…
DetailsLet’s face it, as a business owner, you’ve got enough to worry about. According to a recent survey by Paychex, 42 percent of professionals experience moderate stress levels on a regular basis — and money and work are key contributors to that stress. The Bank of America Business Advantage Small Business Owner Report in 2017…
DetailsChronic pain is affecting more and more Americans. A 2015 study by the National Institutes of Health’s National Center for Complementary and Integrative Health revealed that chronic or severe pain affects nearly 50 million American adults on a consistent basis. What impact does chronic pain have on the workforce, and how can your HR team better…
DetailsWorking Americans are spending a lot of time behind the wheel. The U.S. Census reports that in 2016 the average American commute was 26 minutes each way. That’s nearly an hour a day on the road, five hours a week, 20 hours a month. What effect does all this time in the driver’s seat have…
DetailsMost of us know that sleep is important. Our sleep — or lack thereof — can make or break a day, a job, or a relationship. With enough sleep we’re happier, healthier, more productive people. Without it, we become moody zombies who can barely remember what day it is, only that the weekend seems too…
DetailsMany people dream of starting a company or joining a startup. It’s your chance to make something of your own or to start on the ground floor of something important and potentially world-changing. It also offers the flexibility and culture many people value. But there’s high risk with that reward. Startup founders and early employees…
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