Mature couple comforting each other. Protect Your Income, Open Enrollment 2023

The Story that Cemented my Conviction

My entire career, I’ve been told that “stories sell, not features.”  This is so true because nobody cares about the products themselves, people only care about what a product can do for them. To know what something can do for you, you must put yourself in a scenario where you see yourself benefiting from it.…

Mind the Gap campaign: mature couple relaxing at home

Navigating the Social Security-Medicare Gap

By Anita Kulakowski, Integrated Benefits, Inc 1. Understanding the Wait Time for Medicare After Receiving SSDI Most people know that Medicare is a federal health insurance program available to individuals who are 65 years and older. But, did you know that people who have been receiving Social Security Disability Insurance (SSDI) for at least two…

Mind the Gap campaign: Group of mature friends enjoying the good life

How Disability Insurance Can Help Protect Financial Wellness and Holistic Health

By Daniel Iskra, of MetLife Given recent market volatility and economic uncertainties, it’s no surprise that many American workers are struggling financially and experiencing a decline in their financial wellness and mental health.1 In fact, only 55% of employees feel financially healthy and 65% of employees feel mentally well – down 9% and 3%, respectively…

Mind the Gap campaign: Closing the Disability Coverage Gap

Understanding the Importance of Closing the Disability Coverage Gap

Anthony Favry, Vice President, Disability & Absence Product, MetLife Editor’s Note: Disability insurance is the fastest-growing product in terms of employee interest this year.1 This could be due to the fact that there is an underlying demand for more financial security and flexibility with time away from work when needed. This is particularly acute among…

Mind the Gap campaign: Women Should Start Their Insurance Planning Now

Why Women Should Start Their Insurance Planning Now

Amber Stitt, Financial Consultant, Business Strategist, Speaker, Podcast Host Having the proper protections in place should be important to everyone, but early planning is particularly important for women. With a broader variety of female-specific needs, finding suitable insurance options to better secure the future can be challenging. I’ll share some key considerations to help explain…

Mind the Gap campaign: The benefits of long term disability insurance

Bridge the Paycheck Gap

Mia Ferrarin Marketing Manager, Life and Disability Insurance, Individual Markets Guardian Life Insurance Company of America®   Editor’s Note:  When you think about protection, you might think about the assets in your life that you safeguard by purchasing an insurance policy — like your car, your home or other valuables. Maybe you think about other…

How to Educate Employees on the Types of Insurance They Should Have

How to Educate Employees on the Types of Insurance They Should Have

Business leaders and HR experts can have a difficult time educating their employees on insurance matters. Your employees need to understand what types of insurance policies will serve them best and the benefits that each relevant policy brings.   This understanding goes not only for coverage provided by your organization, but also any supplementary coverage…

Open Enrollment 2022: The effect of inflation on benefits enrollment

The Effect of Inflation on Benefits Enrollment: Reducing Benefits Means Increased Risk

By: Kelsey Bradbury, AVP Market Intelligence, Lincoln Financial Group   Editor’s Note: With many competing financial priorities, it’s not surprising that some employees may choose to decrease their benefit expenses as a way of managing their personal impact from inflation. Which is why it’s important that when enrollment time arrives, employees fully understand the purpose…

Open Enrollment is a Great Time to Focus on Your Financial Wellness

Beyond Your Benefits Package: Why Open Enrollment is a Great Time to Focus on Your Financial Wellness

Alexandra Ginieres Head of Disability Marketing, Individual Markets Guardian Life Insurance Company of America®   Editor’s Note: It’s that time of year when many employees are reviewing their employee benefits, renewing their previous choices or selecting new options, and considering financial products they can (or did) buy on their own such as disability and life…