Disability insurance — also known as income protection coverage — is one of the most important and overlooked pillars of financial planning. Think about it. The average person is so dependent on their ability to earn a living, they couldn’t continue their lifestyle if they missed even a single paycheck. The Federal Reserve asked adults…
DetailsBenefits are becoming a key differentiator in the job market. A 2017 report by the Society for Human Resource Management (SHRM) reports that nearly one third of organizations increased their benefit offerings over the past 12 months. The leading reason? To remain competitive in the talent marketplace. Amid all the benefits being offered today, from…
DetailsBack pain is one of the most widespread issues in modern American life. Experts estimate that eight out of ten Americans will experience back pain in their lives. According to the Integrated Benefits Institute’s Health and Productivity Benchmarking 2016, musculoskeletal disorders (aka pain in the back and joints — especially the hips, knees and shoulders) account…
DetailsDo the rewards of genetic testing of employees outweigh the possible risks it presents to their financial stability? This article by Carol Harnett, president of The Council for Disability Awareness, was recently published in Human Resource Executive. I became intrigued with genetics in sixth grade. I still recall being fascinated when Mrs. D’Amato described Gregor Mendel’s…
DetailsIt’s that time of the year where the sunlight has returned with vigor and vitality (here in New England at least) and you find yourself in spring cleaning mode. Those magazines that have been piling up – recycled. The junk mail you needed to attend to – filed. Your tax documents – complete. As you…
DetailsHow many people are meditating or practicing mindfulness in your organization? A 2017 study published in the Centers for Disease Control and Prevention (CDC) journal Preventing Chronic Disease, suggests it may be more than you realize. According to the study authors, approximately one in seven workers in the U.S. workforce “report engagement in some form…
DetailsHave you checked your credit score lately? Nearly half of Americans haven’t looked in the past six months, and one in seven respondents to a recent survey never have. It could be costing you. For example, you might not be getting the best rates available on everything from cell phone service to car insurance to…
DetailsThe first week of April is National Young Adult Cancer Awareness Week. This is a good time to review your company’s policies toward accommodating both young and older employees alike who are being treated for cancer. There is a high probability that someone in your organization will receive a cancer diagnosis this year. According to…
DetailsPeople learn differently — and these learning styles can carry over to how people interact with their finances, too. You may not have thought about this before, but tailoring the way you learn about money based on your preferred learning style means you’re more likely to excel at managing your finances. Not sure what your…
DetailsFor the first time, there are now five generations in the American workforce. There is the Silent Generation (aged 73-90), the Baby Boomers (aged 54-72), Generation X (aged 38-53), Millennials (aged 22-37), and the under-20 year olds who are still being named (although some are calling them Generation Z). This mix of ages is bringing a set of…
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