How to Financially Protect Families With A Stay-at-Home Partner

How Can We Help Financially Protect Families With A Stay-at-Home Partner?

When talk of disability income insurance comes up, you probably understand how important it is to protect the breadwinner. Particularly in households where only one person earns an income, disability income insurance (DI) is critical coverage for those who want to financially protect themselves and their loved ones. Insuring a portion of your paycheck with…

Employee discussing benefits with HR. Protect Your Income, Open Enrollment 2023

Social Security’s Disability Program Is Not a Substitute for Long-Term Disability Insurance

Nobody wants to spend money if they don’t have to. One way people save is getting a cheaper version of something. Sometimes this is a good idea, or it at least makes sense. It is probably a good idea to try the more affordable cabernet, a drill from Harbor Freight instead of a DeWalt, or…

Family with financial peace of mind. Protect Your Income, Open Enrollment 2023

Disability Insurance is an Investment in Your Future

Alexandra Ginieres Chief Marketing Officer, MGIS   The ability to earn an income is what funds your lifestyle, your family, and ultimately, your future. Reliable income is the foundation of a sound financial plan; without it, financial consequences can be devastating and long-lasting. Luckily, we have the means to ensure a more stable future and…

Mature couple portrait, wondering about Social Security benefits. Protect Your Income, Open Enrollment 2023

Does Social Security Retirement Replace Social Security Disability Insurance?

By Steve Perrigo Social Security Disability Insurance (SSDI) and Social Security retirement benefits are two vital programs administered by the Social Security Administration (SSA). This year an average of almost 67 million Americans per month will receive a Social Security benefit, totaling about $1.4 trillion in benefits paid during the year. Social Security is the…

Mother holding newborn baby. Protect Your Income, Open Enrollment 2023

Expecting a Baby? Disability Insurance Can Help!

Expecting a baby? congratulations! You may not know it, but disability insurance offers valuable financial benefits for expectant parents. In the event that you become unable to work during or after your pregnancy, here are some ways that disability insurance can help:   Income Replacement Disability insurance will typically provides a portion of income if…

Mature couple comforting each other. Protect Your Income, Open Enrollment 2023

The Story that Cemented my Conviction

My entire career, I’ve been told that “stories sell, not features.”  This is so true because nobody cares about the products themselves, people only care about what a product can do for them. To know what something can do for you, you must put yourself in a scenario where you see yourself benefiting from it.…

New Year's Resolutions for September

“New Year’s Resolutions” for September

Happy New Year! Wait…aren’t we a little early (or a lot late) for that greeting? The truth is that for many people, September is the “real” new year, despite what the calendar says. And it’s easy to see why—after all that was traditionally the time we came back to school in a new outfit, maybe…

The importance of disability insurance for Gen X

Hey Gen X: Time to Protect Your Income

If you’re in your mid-to-late 40s, the options to protect your income may be coming to an end. If you don’t have income-protection disability insurance, you may find it’s more difficult to get it and that the cost is increasing.   Disability insurance? Yes, basic disability insurance is most affordable way to protect your income…

Do You Know the Financial Implications Of Taking A Career Break?

When it’s time to start a family, many parents-to-be are so focused on decorating the nursery and choosing the right car seat that they can overlook the life-altering impact a baby can have on their financial life. And we’re not just talking the exorbitant cost of diapers—we’re talking nearly 4 million dollars in “potential income.” These…

Mind the Gap campaign: Caregiving support

Caregiving Support – Insights and Resources for Family Caregivers

This article originally appeared on the Guardian Life website “My life changed in an instant,” said Rosemarie Rossetti during Guardian’s webinar, The Inaccessibility of Accessibility: Helping family caregivers find the resources they need. When a 7,000-pound tree and live power lines fell on her while she was biking with her husband, Rosemarie was instantly paralyzed from the…