As any third grader will tell you, there’s really nothing better than a snow day. You’re up early and dressed, because you weren’t sure if the bus was coming. And though it usually requires 45 minutes of parental nagging to get you to put on your boots and coat, once you confirm classes or cancelled,…
Read MoreIf you’re age 40 or 50, you may begin to hear the concept of “multistage life” replacing “retirement”. Let’s face it, with rapidly increasing life expectancy rates, retiring near age-65 could become an old school notion. Look at what’s happening today in the U.S. labor force. Between now and 2030, only one age group…
Read MoreWe all want to prevent chronic illness and live the healthiest lives possible, but that can be tough if you live with a disability in a rural area. All too often, there are just not enough resources to provide care for people in more remote areas, and it is something that needs to change. Until…
Read MoreFeed a cold and starve a fever? Or is it feed a fever and starve a cold? The old adage dates back to the 1500s when it was believed that feeding helped warm a body up, and therefore beat a cold; and starving deprived the body of energy, therefore helping it cool and stop a fever. It’s…
Read MoreDepression, while often hiding in plain sight, ranks among the top three workplace problems for employee assistance professionals, resulting in 3% of total short-term disability days. For context, that’s more disability than what’s caused by heart disease, hypertension and diabetes—all in the form of an illness that isn’t nearly as visible as a broken bone.…
Read MoreWinter is taking hold for people in the northern parts of the U.S., and while the light-filled days of spring are just a couple of months way, a significant number of people in your workforce may be struggling with seasonal affective disorder. The American Psychiatric Association reports that approximately five percent of Americans suffer from…
Read MoreWhen talk of disability income insurance comes up, you probably understand how important it is to protect the breadwinner. Particularly in households where only one person earns an income, disability income insurance (DI) is critical coverage for those who want to financially protect themselves and their loved ones. Insuring a portion of your paycheck with…
Read MoreIt’s a new year, a new beginning. We’re feeling refreshed after a season of holiday cheer and celebrating with family and friends. Maybe some of us ate and drank a little too much. And maybe we spent our entire year-end bonus on presents that the kids are already tired of playing with. But we all…
Read MoreThis article originally appeared on the American Fidelity blog It’s hard to guess exactly where paid family and medical leave (PFML) laws will be enacted next. Many states have study commissions to assess the feasibility, cost, and other impacts of prospective PFML legislation. Models to watch include: State-run Program – the state provides and…
Read MoreIs your office quiet that last week between Christmas and New Year’s? Chances are good it is; one survey found that 1/3 of U.S. workers planned to take the entire week as vacation, with nearly 70% expecting to take at least part of it. But while the rest of your office might be relaxing by…
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