If you’re age 40 or 50, you may begin to hear the concept of “multistage life” replacing “retirement”. Let’s face it, with rapidly increasing life expectancy rates, retiring near age-65 could become an old school notion. Look at what’s happening today in the U.S. labor force. Between now and 2030, only one age group…
Winter is taking hold for people in the northern parts of the U.S., and while the light-filled days of spring are just a couple of months way, a significant number of people in your workforce may be struggling with seasonal affective disorder. The American Psychiatric Association reports that approximately five percent of Americans suffer from…
When talk of disability income insurance comes up, you probably understand how important it is to protect the breadwinner. Particularly in households where only one person earns an income, disability income insurance (DI) is critical coverage for those who want to financially protect themselves and their loved ones. Insuring a portion of your paycheck with…
Editor’s Note: In 2017, Autumn attended the Route 91 Harvest Festival in Las Vegas, and her world turned upside down. One of the many victims of the tragedy, Autumn was seriously injured and found herself facing a long recovery. “I woke up and was wired shut,” she said. “I had a tracheostomy because the blocked…
By: Kelsey Bradbury, AVP Market Intelligence, Lincoln Financial Group Editor’s Note: With many competing financial priorities, it’s not surprising that some employees may choose to decrease their benefit expenses as a way of managing their personal impact from inflation. Which is why it’s important that when enrollment time arrives, employees fully understand the purpose…
Alexandra Ginieres Head of Disability Marketing, Individual Markets Guardian Life Insurance Company of America® Editor’s Note: It’s that time of year when many employees are reviewing their employee benefits, renewing their previous choices or selecting new options, and considering financial products they can (or did) buy on their own such as disability and life…
By Amy Fontinelle Editor’s Note: The pandemic changed how we work and how employers must prioritize benefits to support their workforce. Pre-pandemic, employee benefits like health insurance and retirement funds were always top of mind. These cornerstone benefits remain important, but the widespread shift to remote and hybrid work, combined with the unique challenges brought…
By Matt Jensen Editor’s Note: The pandemic has brought a new lexicon to workplace design. Should we move forward with remote, hybrid, or onsite work models? Matt Jensen, a Council for Disability Awareness board member walks us through the pros and cons of the different approaches and shares where his company landed. In March 2020,…
For HR folks, the fall is sort of like their own version of the retail holiday season or the big football final…that’s because it’s open enrollment, the time when employees are able to make major changes to their benefits plans without penalties. And just like retailers start planning their holiday promotions early, so should the…
Every employer knows how difficult it can be to recruit and retain top talent. For far too long, however, one important and immense sector of the workforce has been under-utilized. Millions of Americans with disabilities have been excluded from the workforce simply due to the inaccessibility of the workplace. This constitutes not only significant…
