fingers on a braille keyboard

Advocating for Vision-based Disability Accommodations in the Office

Billions of people live with vision loss and impairments, including colorblindness, glaucoma, cataracts, blurred vision, and other visual impairments impacting their lives. Work, in particular, can be a struggle, especially when employers aren’t supportive.   The best solution to the workplace struggles of those living with a disability is choosing an employer that genuinely cares…

How to Educate Employees on the Types of Insurance They Should Have

How to Educate Employees on the Types of Insurance They Should Have

Business leaders and HR experts can have a difficult time educating their employees on insurance matters. Your employees need to understand what types of insurance policies will serve them best and the benefits that each relevant policy brings.   This understanding goes not only for coverage provided by your organization, but also any supplementary coverage…

Inclusion Ignites Ideas: diverse team meeting at the office

Key Considerations for Employers Looking to Close the Disability Inclusion Gap

By Anthony Favry Editor’s Note: Today, around 17% of the world’s population experience some form of disability – making individuals with disabilities the largest minority group in the world. Despite making up a large percentage of the world’s population, individuals with disabilities often lack access to employment. In fact, compared to non-disabled workers, the global…

Inclusion Ignites Ideas

Social Security Disability Benefits Include Protections for Returning to Work

By Steve Perrigo Editor’s Note: When you’re approved for Social Security Disability Income benefits by the Social Security Administration, you receive monthly financial payments (upon approval) and Medicare (after 24 months). A secondary benefit of SSDI is the ability to participate in the Ticket to Work program that allows beneficiaries of SSDI to return to…

Everything To Know About Employer-Offered Life Insurance Going into Open Enrollment

Everything To Know About Employer-Offered Life Insurance Going into Open Enrollment

By Juliane Kowalski, Senior Vice President, Group Benefits, MetLife Editor’s note: Life insurance is not only a way to pay for funeral expenses. It can cover major expenses such as housing, childcare, and college tuition as well as everyday ones like groceries, transportation, and credit card bills.   If we’ve learned anything from the past…

10 Causes of Disability Every HR Leader Should Know

When most people consider disability, they picture something catastrophic happening—an injury on the ski slope, or a speeding car hurtling into theirs—and, for the most part assume it can never happen to them. That’s why human resources experts often find it challenging to convince their employees of the importance of disability insurance even though you…

Disability can happen - a personal story

Disability can Happen – But Preparation Makes all the Difference

After Cris Martin discovered a lump on her chest wall, she went into self-advocacy mode – and learned several lessons along the way, including the importance of taking early action, and having group and supplemental individual disability coverage with a good carrier. Three years ago, my life was exactly the way it was supposed to…

Adult couple working on their retirement plan. Plan. Prepare. Protect.

The Future is Now: How Today’s Disability can Affect Tomorrow’s Retirement Plans

By Sharon Scanlon Editor’s Note: It was a beautiful day outside. A perfect day to take a bike ride. Or maybe play a round of golf. But for Dave, it was a day to take it easy on the couch. He just had back surgery and had a few months of recovery ahead of him.…

Saint Peters University mens basketball players, March Madness underdogs

3 Things the Disability Industry Shares in Common with the Saint Peter’s Peacocks

Carol Harnett Editor’s Note: Disability industry professionals have a lot in common with March Madness’ Cinderella team, the Saint Peter’s Peacocks from Jersey City, New Jersey. They’re strong in understanding the fundamentals of disability and absence, They work hard, and They execute.   I don’t often talk about my undergraduate alma mater. The most likely…

Financial advisor discussing disability insurance with a client: Choosing Resilience, Living Fully: Open Enrollment 2021

Changing the Disability Conversation with Your Clients – Making Financial Plans Disability-Proof

Bob Herum, MSFS, CLU, ChFC, RHU, REBC Editor’s Note: Facts do not change your clients’ behavior when it comes to understanding their risk for being out of work due to an injury or illness. Bob Herum presents a primer on how to alter your discussion about the impact of disability on financial plans. Traditionally, the…