Fred Schott and Carol Harnett Editor’s Note: It’s springtime and that means it’s the season for talking about income protection and products like disability insurance that help you protect what’s one of your greatest assets – your income. And that’s what The Council for Disability Awareness president Carol Harnett did recently in a podcast with…
A disability – whether an injury, illness, or affliction – can be debilitating for people in any occupation. And they’re very hard to predict, meaning that someone can get hurt on or off the job anytime, anywhere. That’s where disability insurance comes in. Disability insurance ensures that you won’t suffer financially, should you become temporarily…
By Matt Imhoff, Assistant Vice President of Representation, Integrated Benefits, Inc. The hidden benefits that often accompany a SSDI award make the long and paperwork-intensive application process worthwhile for many claimants. Why am I doing this? Social Security Disability Insurance claimants ask their representatives this question all the time. SSDI provides a maximum…
Recently the insurance company I represent, and I am sure other insurance carriers, have been receiving calls and emails from agents, brokers and policyholders asking about the company’s stance on any disability that might occur as a result of receiving the coronavirus vaccine. While a very fair question, the answer is relatively simple for the…
By Matt Jensen, Executive Vice President and Chief Marketing Officer, Integrated Benefits, Inc. This post tells a story about a benefit available to most people living and working in the United States – Social Security Disability Insurance (SSDI). The SSDI program pays benefits to you and certain family members if you are unable to work due to a medical condition…
By Darlena Holland. HowThis article originally appeared on the American Fidelity Blog. Zip-lining in Costa Rica. Parasailing in Cabo. Skiing in Colorado. In today’s world, millennials have more access than ever before to new experiences, new adventures, and new opportunities to cross items off their bucket lists. Because of their active lifestyles, disability insurance is an important…
When the quick care doctor who was stitching up my elbow asked how I fell in the parking lot, he broke into a smile when I said “skateboarding.” I’m over 60-years and reasonably “fit.” But, “smart” came into question that day. Being active and over 60 had lulled me into some overly casual choices,…
Back in February 2020, few Americans understood the impact the novel coronavirus and COVID-19 would have on our business and personal lives. When the March stay-at-home orders first went into place, we pictured a return to life as we knew it within six to eight weeks. Yet, here we are, three months later, and we’re…
Author: Phil Bruen, vice president, Life & Disability, Group Benefits, MetLife The impact of COVID-19 on the workforce has only reinforced the importance of leave and the value of income protection offered through disability insurance. Many workers are without jobs or having their hours reduced, so employees are justifiably anxious about the pandemic’s economic effect…
As the spread of the novel coronavirus and COVID-19 altered how we work, live and move about our communities, Americans started sending an increasing number of questions to The Council for Disability Awareness about Social Security Disability Insurance (SSDI). We turned to one of our member company experts – Ted Norwood of Integrated Benefits, Inc.…
