During uncertain times like these, you never know where the future may lead. For many small businesses, this past year proved difficult. In fact, more than 97,966 United States businesses permanently shut down during the pandemic. For small business owners and those with business partners, now may be the time to begin considering coverage options…
As unwelcome as it has been, the pandemic has been a great teacher. It’s revealed a lot about ourselves and the world we live in. Some lessons have been very difficult, while others have proven fruitful. We’ve all been impacted profoundly. Insurance is one area where your perceptions may have changed in light of recent…
It has been a year of uncertainty across the United States and the world, and now more than ever, many small businesses are at risk. The number of small business owners had been steadily increasing in the United States, but after April, that number decreased drastically (yet with a partial rebound in May).1 Despite small…
Though COVID-19 threatens everyone, the elderly face the greatest peril, including – possibly –the United States Social Security Administration. SSA turned 85 years old in August 2020, and it is time to check in on how the pandemic is affecting the department. Social Security administers retirement, Social Security Disability Insurance, survivor, Supplemental Security Income…
As the coronavirus pandemic continues to impact millions of employees across the United States, nearly half of workers say open enrollment is more important this year. In fact, 75 percent of employees indicate there are benefits they are more interested in this year than last year, according to MetLife’s 2020 open enrollment survey. There…
Bipolar disorder – sometimes known as “manic depression” – is a disorder of the brain. People with this disorder will often experience extreme shifts in levels of activity, mood and energy. Such extremes are referred to as manic and depressive episodes. Out of all bipolar disorder cases, 83% are classified as severe. Most cases of…
Author: Phil Bruen, vice president, Life & Disability, Group Benefits, MetLife The impact of COVID-19 on the workforce has only reinforced the importance of leave and the value of income protection offered through disability insurance. Many workers are without jobs or having their hours reduced, so employees are justifiably anxious about the pandemic’s economic effect…
As the spread of the novel coronavirus and COVID-19 altered how we work, live and move about our communities, Americans started sending an increasing number of questions to The Council for Disability Awareness about Social Security Disability Insurance (SSDI). We turned to one of our member company experts – Ted Norwood of Integrated Benefits, Inc.…
Many states across the United States have either initiated or passed legislation to offer paid medical and family leave to employees. If you have access to this benefit, you may question if you need supplemental disability insurance. The short answer is YES. While paid leave may offer financial assistance in specific situations, the need for…
When the unexpected, such as an injury or illness, suddenly occurs, small business owners may be greatly affected, both personally and professionally. Think about the investment you’ve made in your business. Chances are, it’s not simply a business to you, but rather, your life’s work. For many business and practice owners, their business provides…
