Are You Prepared to Live Income Free? A Young Cancer Patient’s Hindsight Advice

Say what you will about social media. It can be a highlight reel that evokes thoughts of “how is she possibly in Bora Bora again” or “does he ever work?” It can also reconnect you with people you haven’t seen in a decade, without even stepping foot in the same room as them. I hadn’t…

The Cost of Cancer – Planning for Survival

No one plans to have cancer. Aside from the shock and anxiety for the future a diagnosis brings, cancer also presents a financial situation that few people fully consider. Huge medical bills, on top of the typical expenses like college loans, mortgages, and car payments, can leave survivors concerned about their finances. Despite this, there…

Mother holding a baby.

4 Things to Know About Family Leave and Your Income

Becoming a parent is an extraordinary and, at times, stressful endeavor. Your life is about to fundamentally change. And as you plan the myriad dimensions of this new reality, you may be wondering how you’ll cover all the bills while you take time off work. Family leave is a complex issue and it requires a…

Five Tips for First Time Disability Insurance Shoppers

Long-term disability insurance. It’s not as immediate a need as health insurance, and you probably don’t think it works into your long-term financial plan as much as life insurance does. But it’s still really, really important. Long-term disability insurance is, at its core, income replacement. It can help you make ends meet when you’re unable…

What is the Impact of High Student College Debt?

Student loans and the increasing size of their associated debt continue to grab headlines. The ongoing political environment and upcoming presidential election is significantly increasing the discussion of various proposals and ideas. From a historical perspective student loans are certainly not new. The debt levels, however, are even more evident when you look at the…

How Disability Benefits Can Support You

More than 155 million U.S. workers are insured for a disability through the Social Security Disability Insurance (SSDI) program. They receive this insurance coverage through their payroll taxes, or FICA taxes, as a part of the Social Security program. When those who experience a chronic health condition, injury or sudden medical crisis need support –…

How Paid Family and Medical Leave Policies Can Impact How You Choose Your Benefits

Annual enrollment will soon be underway for many employees. During this time, workers choose benefits they feel are most important to protect their health and financial well-being. Understanding the benefits your employer offers and their associated costs are most likely key considerations for you.   In this post, I am going to focus on one…

One Millennial Learned the Easy Way: Disability Insurance is Worth the Cost

By Nandita Dalal, AVP, Lincoln Financial Jesse Martin should have known about the upside of disability insurance. After all, his mom markets the employee benefit for one of the largest disability insurance companies in the U.S. But Jesse admits the last thing on his mind was to buy coverage that would help replace his paycheck…

Beyond Your Benefits Package: Why Open Enrollment is a Great Time to Focus on Your Financial Wellness

By Rachel Barrow, Second VP Marketing, Individual Markets, Guardian Life Insurance Company of America. If you’re like many Americans, your employer offers key benefits that provide valuable protection for you and your family. And you’re probably familiar with open enrollment season – that time each year when you may be able to choose your health…

Why Gen Z Will Receive Social Security Retirement Benefits

By Melissa Thomas, Vice President, Strategic Partnerships at Citizens Disability INTEGRATION. Many people who are part of Generation Z (individuals born between 1995 and 2010) believe Social Security retirement benefits won’t exist when they’re ready to leave the workforce. And, they’re wrong. Chances are high that Social Security will survive for future generations — and that’s in…