The pandemic's affect on Social Security

COVID-19 and the Social Security Administration

Though COVID-19 threatens everyone, the elderly face the greatest peril, including – possibly –the United States Social Security Administration. SSA turned 85 years old in August 2020, and it is time to check in on how the pandemic is affecting the department.   Social Security administers retirement, Social Security Disability Insurance, survivor, Supplemental Security Income…

Your Benefits Enrollment Choices Can Strengthen Your Holistic Well-Being

Your Benefits Enrollment Choices Can Strengthen Your Holistic Well-Being

As the coronavirus pandemic continues to impact millions of employees across the United States, nearly half of workers say open enrollment is more important this year. In fact, 75 percent of employees indicate there are benefits they are more interested in this year than last year, according to MetLife’s 2020 open enrollment survey.   There…

Bipolar disorder and disability benefits claims

Bipolar Disorder and SSDI

Bipolar disorder – sometimes known as “manic depression” – is a disorder of the brain. People with this disorder will often experience extreme shifts in levels of activity, mood and energy. Such extremes are referred to as manic and depressive episodes. Out of all bipolar disorder cases, 83% are classified as severe. Most cases of…

Successful Return-to-Work Program Design

Successful Return-to-Work Program Design for Behavioral Health Conditions (Part I)

Prior to the pandemic, the United States saw a decades-long epidemic of “diseases of despair” with increasing rates of depression, suicide, addiction and overdose deaths. Mental health and substance use issues—and the economic and human costs of those conditions—were a focus for employers. Then came the pandemic. Rates of anxiety and depression tripled and remain…

New Year's Resolutions for September

“New Year’s Resolutions” for September

Happy New Year! Wait…aren’t we a little early (or a lot late) for that greeting? The truth is that for many people, September is the “real” new year, despite what the calendar says. And it’s easy to see why—after all that was traditionally the time we came back to school in a new outfit, maybe…

Man drills working on home project while dog watches

Check Your DI Before You DIY

Have you found yourself taking on a Do-It-Yourself project lately? Whether you’re painting a wall, replacing a kitchen counter top, or repairing the deck outside, you’re not alone. Millions of people working at home these days have started DIY projects.   Empty lumber shelves and back-orders for appliances in local and big box stores nationwide…

Do You Know the Financial Implications Of Taking A Career Break?

When it’s time to start a family, many parents-to-be are so focused on decorating the nursery and choosing the right car seat that they can overlook the life-altering impact a baby can have on their financial life. And we’re not just talking the exorbitant cost of diapers—we’re talking nearly 4 million dollars in “potential income.” These…

Gig worker delivers food to woman at home

What Gig Economy Workers Need in a Financial Safety Net Today

If you’re a typical gig economy worker, you have multiple income streams. Maybe you drive for Uber, deliver meals for Grubhub, serve as a virtual assistant for several clients, and write a regular blog that generates ad revenue.   Having multiple income sources can be an advantage during uncertain times. But the downside of gig…