On July 26, 1990, President George H. W. Bush signed the Americans with Disabilities Act into law. The ADA had unanticipated impact on employers and their accommodations of employees who became injured or ill during their employment. I was very early in my career when President George H. W. Bush signed the Americans with…
Are you outfitting a home for a child with a disability? The U.S. Census Bureau reports that around 12 percent of the population is disabled, and the PEW Research Center puts that number even higher. That means while only 5.4 percent of children five to seven years old are disabled, they still comprise a pretty large part…
By Gene Lanzoni Assistant Vice President Group & Worksite Marketing – Thought Leadership Guardian Life Insurance Company of America Making workplaces accessible to employees with disabilities goes well beyond physical modifications to the workspace. Employers should also actively seek to make jobs overall more flexible to meet the demands of a diverse workforce. In…
Introduction On March 11, 2020, the World Health Organization officially declared the spread of the new Covid-19 viral disease to be a pandemic. But it wasn’t until the following day, March12, that the stark reality of the new situation became clear to the 330 million residents of the U.S.A. Tom Hanks declared he and his…
Many states across the United States have either initiated or passed legislation to offer paid medical and family leave to employees. If you have access to this benefit, you may question if you need supplemental disability insurance. The short answer is YES. While paid leave may offer financial assistance in specific situations, the need for…
When most people consider disability, they picture something catastrophic happening—an injury on the ski slope, or a speeding car hurtling into theirs—and, for the most part assume it can never happen to them. That’s why human resources experts often find it challenging to convince their employees of the importance of disability insurance even though you…
By Katie McCord Jenkins, President and Chairperson, Illinois Mutual. If you were to ask me what type of business my company is in, you might be surprised with my response: We are in the business of preserving dreams and enabling people to live fearlessly in a time when so many live paycheck to paycheck. Yes,…
Annual enrollment will soon be underway for many employees. During this time, workers choose benefits they feel are most important to protect their health and financial well-being. Understanding the benefits your employer offers and their associated costs are most likely key considerations for you. In this post, I am going to focus on one…
By Nandita Dalal, AVP, Lincoln Financial Jesse Martin should have known about the upside of disability insurance. After all, his mom markets the employee benefit for one of the largest disability insurance companies in the U.S. But Jesse admits the last thing on his mind was to buy coverage that would help replace his paycheck…
Many people often talk about the benefits that they feel from keeping pets, but are there actually any direct links between our animal friends and mental health? The bond between animals and people has always been strong, and no matter how old we are, people of all age can feel the perks of spending time…
