If you are going to work every day with a disability, know that you are not alone. Recent studies show that around 30% of white-collar workers have a disability. While this may seem surprising, keep in mind that not all disabilities are obvious to the naked eye. You or someone you know might be dealing…
Have you found yourself taking on a Do-It-Yourself project lately? Whether you’re painting a wall, replacing a kitchen counter top, or repairing the deck outside, you’re not alone. Millions of people working at home these days have started DIY projects. Empty lumber shelves and back-orders for appliances in local and big box stores nationwide…
An Emotional Support Animal (ESA) is any pet that is legally certified to offer support for emotional of psychological conditions. They help people by providing support during difficult times and are mostly commonly utilized by people suffering from conditions such as anxiety or depression. Usually dogs are trained for this task. However, diversity of ESAs…
I never thought that day would come when I would start a blog post or conversation with: “Well, back in my day…” But alas, that time has come. Back in my day, life was much different than it is today. I acquired my disability, transverse myelitis, when I was 4.5 months old and became…
Thirty years ago in Washington, D.C., a group of subject matter experts from the insurance industry gathered with trade groups and legislators to talk about a new piece of legislation called the Americans with Disabilities Act (ADA). I was thrilled to have the opportunity, early in my insurance career, to take part in this…
On July 26, 1990, President George H. W. Bush signed the Americans with Disabilities Act into law. The ADA had unanticipated impact on employers and their accommodations of employees who became injured or ill during their employment. I was very early in my career when President George H. W. Bush signed the Americans with…
Are you outfitting a home for a child with a disability? The U.S. Census Bureau reports that around 12 percent of the population is disabled, and the PEW Research Center puts that number even higher. That means while only 5.4 percent of children five to seven years old are disabled, they still comprise a pretty large part…
By Gene Lanzoni Assistant Vice President Group & Worksite Marketing – Thought Leadership Guardian Life Insurance Company of America Making workplaces accessible to employees with disabilities goes well beyond physical modifications to the workspace. Employers should also actively seek to make jobs overall more flexible to meet the demands of a diverse workforce. In…
Introduction On March 11, 2020, the World Health Organization officially declared the spread of the new Covid-19 viral disease to be a pandemic. But it wasn’t until the following day, March12, that the stark reality of the new situation became clear to the 330 million residents of the U.S.A. Tom Hanks declared he and his…
Many states across the United States have either initiated or passed legislation to offer paid medical and family leave to employees. If you have access to this benefit, you may question if you need supplemental disability insurance. The short answer is YES. While paid leave may offer financial assistance in specific situations, the need for…
