For the last week of Disability Insurance Awareness Month, we’ll be taking to social media to give away disability awareness mugs. All you have to do to enter is answer some simple trivia questions—and we’ll even give you the keys to finding the questions right in the trivia questions!
Deanna Strable of Principal Financial Group corrects some misconceptions about disability insurance, including this: Tragic accidents aren’t the leading cause of disabilities. Illnesses are
Having spent most of four decades marketing and selling disability income insurance, including individual, group, and payroll products, I am still amazed at the general resistance by many working Americans to doing fundamental research and analysis of their own personal and family financial situation. The amount of life insurance sales each year dwarfs the combined…
If you’re in your mid-to-late 40s, the options to protect your income may be coming to an end. If you don’t have income-protection disability insurance, you may find it’s more difficult to get it and that the cost is increasing. Disability insurance? Yes, basic disability insurance is most affordable way to protect your income…
Creating an inclusive work environment is crucial for your business’s long-term growth. An intentional approach to inclusivity can reduce turnover, boost morale, and help your company avoid expensive lawsuits. Intentionally promoting inclusivity can help you tap into a larger talent pool, too. One in six people has a disability, meaning millions of applicants are…
If you’re age 40 or 50, you may begin to hear the concept of “multistage life” replacing “retirement.” Let’s face it, with rapidly increasing life expectancy rates, retiring near age-65 could become an old school notion. Look at what’s happening today in the U.S. labor force. Between now and 2030, only one age group…
Winter is taking hold for people in the northern parts of the U.S., and while the light-filled days of spring are just a couple of months way, a significant number of people in your workforce may be struggling with seasonal affective disorder. The American Psychiatric Association reports that approximately five percent of Americans suffer from…
When talk of disability income insurance comes up, you probably understand how important it is to protect the breadwinner. Particularly in households where only one person earns an income, disability income insurance (DI) is critical coverage for those who want to financially protect themselves and their loved ones. Insuring a portion of your paycheck with…
My entire career, I’ve been told that “stories sell, not features.” This is so true because nobody cares about the products themselves, people only care about what a product can do for them. To know what something can do for you, you must put yourself in a scenario where you see yourself benefiting from it.…
If you’re age 40 or 50, you may begin to hear the concept of “multistage life” replacing “retirement”. Let’s face it, with rapidly increasing life expectancy rates, retiring near age-65 could become an old school notion. Look at what’s happening today in the U.S. labor force. Between now and 2030, only one age group…
