By Steve Perrigo Editor’s Note: SSDI is an often-overlooked income benefit for individuals with disabilities or serious illnesses. Many Americans workers are unaware of this critical benefit that they earned while working. Employers and employees fund this federal program by paying Federal Insurance Contributions Act (FICA) payroll taxes. No one thinks it will happen to…
Editor’s note: This piece was originally published in May 2020. Introduction On March 11, 2020, the World Health Organization officially declared the spread of the new Covid-19 viral disease to be a pandemic. But it wasn’t until the following day, March12, that the stark reality of the new situation became clear to the 330…
Anthony Favry, Vice President, Disability & Absence Product, MetLife Editor’s Note: Disability insurance is the fastest-growing product in terms of employee interest this year.1 This could be due to the fact that there is an underlying demand for more financial security and flexibility with time away from work when needed. This is particularly acute among…
Amber Stitt, Financial Consultant, Business Strategist, Speaker, Podcast Host Having the proper protections in place should be important to everyone, but early planning is particularly important for women. With a broader variety of female-specific needs, finding suitable insurance options to better secure the future can be challenging. I’ll share some key considerations to help explain…
Socioeconomic class is a leading predictor of health, well-being, and quality of life. In the US, where social capital is largely determined by income, folks from lower socio-economic status (SES) households are more likely to experience poverty and poor health and are less likely to experience educational success. Unfortunately, those who live with disabilities are…
With advances in technology, people with disabilities now have more opportunities than ever to advance their careers. From telecommuting to virtual interviews and online networking, technology can be a great tool to help individuals with disabilities reach professional goals. Here are some of the ways that people with disabilities can use technology to gain an…
Having a negative outlook is not uncommon—life can be hard, people are complicated, and complaining is easy. But there’s proof that a positive outlook can have a positive impact on your physical and mental health. So even if you’re naturally inclined to be pessimistic, it’s worthwhile to explore the sunny side of the street. Thinking…
Two essential foundations of a productive workplace are upholding diversity and supporting your employees. However, promoting diversity necessitates a sincere investigation into the employee experience to identify issues. Sending surveys about diversity, equality, and inclusion (DEI) is an excellent way to learn how your employees feel. It can be challenging to decide where to begin…
Mia Ferrarin Marketing Manager, Life and Disability Insurance, Individual Markets Guardian Life Insurance Company of America® Editor’s Note: When you think about protection, you might think about the assets in your life that you safeguard by purchasing an insurance policy — like your car, your home or other valuables. Maybe you think about other…
Covering The Gap Due To A Medical Absence: Disability Benefits And Ticket To Work Are The Most Significant Forms of Employment Protection For American Workers By Steve Perrigo, Vice President, Allsup In today’s work environment, where one in four 20-year-olds will become disabled during their working years1 and long COVID brings uncertainty, it makes…
