Open Enrollment 2022: Meeting about disability insurance offered through work

Understanding Disability Income Insurance Offered Through Work

By Tara Mallaley Editor’s Note: If there’s one lesson we took away from the pandemic is our salaries may not be replaced when we leave work with an illness. About 50 percent of employees have some form of income protection coverage available to them through their employers.  Typically, employers who provide disability insurance offer both…

Open Enrollment 2022: Finding the right harmony in a modern work environment

Balance: Finding the Right Harmony in a Modern Work Environment

By Matt Jensen Editor’s Note: The pandemic has brought a new lexicon to workplace design. Should we move forward with remote, hybrid, or onsite work models? Matt Jensen, a Council for Disability Awareness board member walks us through the pros and cons of the different approaches and shares where his company landed. In March 2020,…

Inclusion Ignites Ideas: Working with a disability? Steps for self-advocacy

Working with a disability? Steps for self-advocacy

By Shelly Gigante Editor’s Note: Employment is the key to financial independence for all Americans, but the obstacles are greater for those with disabilities. To set yourself up for success in the job market today, you must know your rights, advocate for inclusivity, and ask for what you need. With assistive technologies, flexible work schedules,…

Inclusion Ignites Ideas

Social Security Disability Benefits Include Protections for Returning to Work

By Steve Perrigo Editor’s Note: When you’re approved for Social Security Disability Income benefits by the Social Security Administration, you receive monthly financial payments (upon approval) and Medicare (after 24 months). A secondary benefit of SSDI is the ability to participate in the Ticket to Work program that allows beneficiaries of SSDI to return to…

Inclusion Ignites Ideas

Can You Use Disability Income Insurance if Your Injury or Illness Isn’t Total?

Alexandra Ginieres Head of Disability Marketing, Individual Markets Guardian Life Insurance Company of America®   Editor’s Note: Experiencing a disability doesn’t have to be career ending. Being prepared for those “what if” moments is important. If you have the right coverage in place when an injury or illness strikes, you can ensure your income is…

Everything To Know About Employer-Offered Life Insurance Going into Open Enrollment

Everything To Know About Employer-Offered Life Insurance Going into Open Enrollment

By Juliane Kowalski, Senior Vice President, Group Benefits, MetLife Editor’s note: Life insurance is not only a way to pay for funeral expenses. It can cover major expenses such as housing, childcare, and college tuition as well as everyday ones like groceries, transportation, and credit card bills.   If we’ve learned anything from the past…

Ready for Open Enrollment? Three Steps To Getting In Shape for a Great Season

For HR folks, the fall is sort of like their own version of the retail holiday season or the big football final…that’s because it’s open enrollment, the time when employees are able to make major changes to their benefits plans without penalties. And just like retailers start planning their holiday promotions early, so should the…

Young professionals in a meeting at work

Disability Insurance Is Important No Matter Your Age —What To Consider

By John Feeney, vice president, group sales and market development for the Renaissance Life & Health Insurance Company of America.   Attention Gen Z and Millennials: disability insurance is an important coverage for you, too. Some view employer-sponsored group disability insurance as an ancillary benefit reserved for older individuals, when in fact, disability insurance should…

fingers on a braille keyboard

Prioritizing Workplace Accessibility For All Employees

Every employer knows how difficult it can be to recruit and retain top talent. For far too long, however, one important and immense sector of the workforce has been under-utilized. Millions of Americans with disabilities have been excluded from the workforce simply due to the inaccessibility of the workplace.   This constitutes not only significant…