Windfall or Investment? How to Make the Most of that Tax Refund or Stimulus Check

Have you already deposited your stimulus check? Are you on track to receive a tax refund? If so, it can feel like a windfall or even like winning the lottery. The natural desire to spend “found money” can easily spiral into ideas of grandeur. While planning a post-pandemic vacation, or buying that new gas grille,…

5 Steps for Preventing Chronic Disease

How healthy are you? The National Health Council reports that at least 157 million Americans will be afflicted with a chronic disease by the end of this year – a trend due in part to our aging population. However, different lifestyle factors also influence the outcome of this statistic, revealing that all age groups are vulnerable to…

Seven Steps To Secure Your Finances Amid COVID-19

While health is everyone’s No. 1 concern these days, financial wellness is also top of mind. After all, many households are finding themselves in a budget bind as economic woes hit the economy at all levels. Even if your job is secure, you might be finding a partner or someone else in the household facing…

5 Ways to Embrace the Danish Concept of Hygge

Hygge may not be a household word in the States quite yet, but it’s currently experiencing a popularity growth spurt and influencing the way many Americans live their lives. With origins in Denmark, the word—pronounced “hoo-gah”—roughly translates to “coziness” in English, although most Danes will argue that hygge has more to do with well-being than…

Combat the effects of social distancing while protecting our nation’s most vulnerable

This article originally appeared on the Lincoln Financial Group Website. Our world and how we interact with each other has changed drastically in the past few weeks. Businesses are closing or moving to work-from-home arrangements. Schools are closing. As a nation, we’ve been asked to avoid public gatherings and socially distance ourselves from each other.…

Relocating for a Job? Consider These Issues Before You Commit

By Ann Lloyd, Student Savings Guide  If you’re looking for work and considering a relocation to find or take a new job, there’s a lot to think about! For people with disabilities, there are extra considerations as well, depending on the nature of the disability, including mobility or anxiety issues. Before you commit to accepting…

Spring Forward? Five Ways to Update Your Routine When You’re Losing an Hour Of Sleep

Most of us relish the extra evening hour that comes with Daylight Savings Time, but losing that hour can come with schedule consequences…and even health consequences. In fact, Daylight Savings Time has been linked to increased heart attacks, and another study found that fatal car accidents increased the Monday after the Daylight Savings Time switch.…

Are You Prepared to Live Income Free? A Young Cancer Patient’s Hindsight Advice

Say what you will about social media. It can be a highlight reel that evokes thoughts of “how is she possibly in Bora Bora again” or “does he ever work?” It can also reconnect you with people you haven’t seen in a decade, without even stepping foot in the same room as them. I hadn’t…

Let’s Not Overlook the Income Protection and Financial Wellness Needs of Low-and Moderate-Income Households

Is income-protection a “luxury good” like designer clothing, fine wine, or—dare I go there?—a Peloton? A look at Bureau of Labor Statistics (BLS) Employee Benefits Survey data on availability of employer-paid short- and long-term disability insurance benefits suggests you wouldn’t be totally off-base if you answered “yes” to that question.   For both STD and…