By Steve Perrigo, Allsup Each year during benefits enrollment, you likely review your health insurance, retirement contributions, and other benefits. One vital program is often overlooked: Social Security Disability Insurance (SSDI). Benefits enrollment season is the perfect time to assess the full range of coverage and protections you get from SSDI. Funded through FICA taxes,…
By Ian Bridgman, Executive Director, The Claim Lab; Fred Schott, Consultant, Council for Disability Income Awareness Research shows that depression and anxiety are risk factors for new disabilities. While this is not news to medical experts, it may be for claims adjusters and others in the integrated disability and absence management (IDAM) space, whose…
By Fred Schott I was born in 1950. That means I spent my 20s in the 70s, and now I get to spend my 70s in the 20s. I remember when rock was young. Susie and I had so much fun holding hands and skimming stones. I had an old gold Chevy and a place…
Christi Doe, M.Ed., CPDM, Senior Consultant, Member Relations, Council for Disability Income Awareness With decades of experience in the insurance industry and as someone who has experienced a difficult period of isolation, I’m increasingly interested in the relationship between loneliness and health-related disabilities. Today, America is in the middle of a loneliness epidemic that…
These days, it’s not uncommon to spend much more time at home, especially if you work remotely. The situation can be tricky if you’re an individual with a disability and your house was not made with your needs in mind. Luckily, you can make many changes and upgrades around your home to be happier, healthier,…
Gainful employment provides many benefits for people with disabilities, but environmental factors can be a roadblock to a rewarding experience. Noise, lighting, sensory challenges, and physical maneuverability can reduce productivity and increase stress levels for these employees. However, there are steps you can take to ensure that everyone, including your staff members with disabilities, enjoys…
Fighting for a world where individuals living with different disabilities can live fully and freely. Right now, unique challenges present some limitations, like an inability to physically access certain places in public and participate in parts of the digital world. But progress is being made with the help of technology. New tools continue to…
If you’re in your mid-to-late 40s, the options to protect your income may be coming to an end. If you don’t have income-protection disability insurance, you may find it’s more difficult to get it and that the cost is increasing. Disability insurance? Yes, basic disability insurance is most affordable way to protect your income…
An unexpected disability can seem to wreak havoc on your plans for the future, especially if you’re an aspiring entrepreneur. Although 1 in 4 people in the United States experience some form of disability, new disabilities can feel both isolating and limiting, in their own way. Individuals with disabilities may experience significant mental stress compared…
By Nigel Robert Editor’s Note: The prevalence of mental health conditions (most commonly anxiety and depression) accelerated during the COVID pandemic and has been on the rise in many places. Some people may find that letting a reptile into their life can help combat some of the effects of their condition – and this…
