worried young man in a wheelchair being comforted by a counselor

The Connection Between Disability and Mental Health

For those living with a disability, it can be easy to focus so intensively on your physical heath that other considerations may fall to the wayside. The unfortunate reality, however, is that persons with disabilities are also at significant risk of developing mental illness, including depression, anxiety, and post-traumatic stress disorder (PTSD). But no matter the…

Woman in wheelchair making tea in her kitchen

Home Safety Tips for Those with Disabilities

For people with disabilities, safety is a priority wherever they go. At home, it’s especially important. There might be fewer hazards, but that doesn’t mean they don’t exist. Feeling safe and comfortable at home is important for everyone – especially if you have specific needs.   Whether you’re moving somewhere new and you’re worried about…

Patient in examination room facing a long wait to see a physician

How the Physician Shortage is Affecting Those With Disabilities

The physician shortage is a real, persistent, and worsening problem, not only in the United States, but around the globe. Studies suggest that there is currently a worldwide deficit of more than 4.3 million healthcare providers. And it is typically the most vulnerable populations who are most starkly affected, including those individuals who are living…

Mature woman accessing the Social Security Administration online portal: Choosing Resilience, Living Fully: Open Enrollment 2021

The Positive Impact of COVID-19 on the Social Security Administration

By Michael Mattison Editor’s Note: The Social Security Administration was not immune to COVID-19. Like every other aspect of life that changed with the pandemic, the SSA needed to pivot in order to serve the public.  While this was a daunting task, the organization transitioned into an almost entirely remote workforce over the span of…

Young woman recovering from Covid-19 at home: Choosing Resilience, Living Fully: Open Enrollment 2021

COVID-19: Proving The Value of SSDI to American Workers

By Steve Perrigo Editor’s Note: The far-reaching effects of a global virus mean employees with disabilities need Social Security Disability Insurance benefits more than ever. Thankfully, awareness is growing.   Significant health impacts halted work for many American workers – some estimates reach 11 million – and it’s leading to a search for answers. The…

Financial advisor discussing disability insurance with a client: Choosing Resilience, Living Fully: Open Enrollment 2021

Changing the Disability Conversation with Your Clients – Making Financial Plans Disability-Proof

Bob Herum, MSFS, CLU, ChFC, RHU, REBC Editor’s Note: Facts do not change your clients’ behavior when it comes to understanding their risk for being out of work due to an injury or illness. Bob Herum presents a primer on how to alter your discussion about the impact of disability on financial plans. Traditionally, the…

group of diverse professional workers over a city background

From The CDA Research Files: The Impact of Remote Work on Absence Rates

Editor’s Note: In this latest installment of The CDA’s ongoing research series, Fred Schott, director of operations and research, provides a summary of findings from the Current Population Survey on the connections among occupations, availability of remote work, and absence.  These findings were presented during September 2021, to the National Association of Supplemental Benefit Insurance 2021…

How to offer a supportive, productive environment during an employee's absence

How To Offer a Supportive, Productive Environment During an Employee’s Absence from Work

By Christina Bridges Editor’s Note: Absence and disability – including a short-term disability – often create uncertainty for both the employer and the employee. Employees are contending with health, wellness, and income concerns; and employers are looking to ensure a smooth return to work, as well as a seamless tracking of the leave. It can…