Understanding the Importance of Disability Insurance for Millennials

By Darlena Holland. HowThis article originally appeared on the American Fidelity Blog. Zip-lining in Costa Rica. Parasailing in Cabo. Skiing in Colorado. In today’s world, millennials have more access than ever before to new experiences, new adventures, and new opportunities to cross items off their bucket lists. Because of their active lifestyles, disability insurance is an important…

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Three Tips for Staying Active With Physical Disabilities

Staying physically active is essential for everyone. Unfortunately, sedentary behaviors are often associated with people who have disabilities. These can lead to a variety of health risks, including obesity, diabetes, heart disease, and cancer. It can also take a toll on your mental health.   Having a physical disability doesn’t always mean you can’t stay…

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Resolution Reboot: Recommitting to Your New Year Goals

When February rolls around, some of us fist pump the air. “Yay! A whole month with my resolution.” Others (a larger amount, by the way) think, “Ugh. I have already failed.” Here’s the thing: February is a great time to reboot your resolution. In fact, ANY TIME is a great time. There is nothing magical…

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How to Educate Employees on the Types of Insurance They Should Have

Business leaders and HR experts can have a difficult time educating their employees on insurance matters. Your employees need to understand what types of insurance policies will serve them best and the benefits that each relevant policy brings.   This understanding goes not only for coverage provided by your organization, but also any supplementary coverage…

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I Didn’t Know I Was Breathing Wrong

I have to be honest… until recently, breathing just wasn’t on my radar. I’ve always been breathing (obviously), and as a mindfulness meditation practitioner and certified teacher, I’ve spent plenty of time watching my breath. I just never thought much about the physiology of whether I was breathing correctly or not. So, while I spend…

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Five Tips for Snow Day Survival

As any third grader will tell you, there’s really nothing better than a snow day. You’re up early and dressed, because you weren’t sure if the bus was coming. And though it usually requires 45 minutes of parental nagging to get you to put on your boots and coat, once you confirm classes or cancelled,…

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How Working in Your 70s and 80s Might Be a Good Thing

If you’re age 40 or 50, you may begin to hear the concept of “multistage life” replacing “retirement”. Let’s face it, with rapidly increasing life expectancy rates, retiring near age-65 could become an old school notion.   Look at what’s happening today in the U.S. labor force. Between now and 2030, only one age group…

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How Healthcare Deserts Directly Affect the Disabled Community

We all want to prevent chronic illness and live the healthiest lives possible, but that can be tough if you live with a disability in a rural area. All too often, there are just not enough resources to provide care for people in more remote areas, and it is something that needs to change. Until…

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Chicken Soup Vs. The Common Cold

Feed a cold and starve a fever? Or is it feed a fever and starve a cold? The old adage dates back to the 1500s when it was believed that feeding helped warm a body up, and therefore beat a cold; and starving deprived the body of energy, therefore helping it cool and stop a fever. It’s…

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Depression and Your Office Environment: What You Need to Know

Depression, while often hiding in plain sight, ranks among the top three workplace problems for employee assistance professionals, resulting in 3% of total short-term disability days. For context, that’s more disability than what’s caused by heart disease, hypertension and diabetes—all in the form of an illness that isn’t nearly as visible as a broken bone.…

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Overcoming Seasonal Affective Disorder in the Workplace

Winter is taking hold for people in the northern parts of the U.S., and while the light-filled days of spring are just a couple of months way, a significant number of people in your workforce may be struggling with seasonal affective disorder. The American Psychiatric Association reports that approximately five percent of Americans suffer from…

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How Can We Help Financially Protect Families With A Stay-at-Home Partner?

When talk of disability income insurance comes up, you probably understand how important it is to protect the breadwinner. Particularly in households where only one person earns an income, disability income insurance (DI) is critical coverage for those who want to financially protect themselves and their loved ones. Insuring a portion of your paycheck with…

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