Attention employers: The top 5 regulatory changes to know in 2019

With a week into the New Year, Paychex, a provider of management solutions for payroll, benefits, human resources and more, announced the top regulatory issues of 2019 that employers should be aware of. The list includes the most current and impactful laws and regulations that could affect employers as 2019 continues. “This new year brings…

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How to stay on track with your weight loss goals this New Year

It’s no surprise that losing weight is the top three of most New Year resolutions year over year. But, it tends to be easier said than done. Life can easily get in the way, and come February 1st, some are left feeling defeated. But, your New Years goal can carry you through 2019 and help…

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Feeling strain from the holidays? Try some magnesium

Getting an adequate dose of magnesium could help relieve some stress this holiday season, according to Atlanta physician Dr. Bindiya Gandhi. And according to Gandhi, almost 68 percent of Americans don’t get enough magnesium — a stat that tends to increase during the holidays. Diets rich in magnesium, along with supplements and Epsom salt baths,…

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Millennials more mindful than their parents during the holiday season

Millennials have a more defined vision of kindness and thoughtfulness during the holiday season compared to other generations, according to new research conducted by Lovepop, a maker of handcrafted 3D paper cards. According to a national study that questioned more than 850 people, all generations tend to agree on the “true meaning” of the holiday…

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Americans agree: Financial planning isn’t fun but it is necessary

A new study conducted by Northwestern Mutual recently found that a vast majority of adults in the U.S. described financial planning as “not my favorite thing in the world, but [I] know it needs to get done like a medical checkup.” The survey, called the 2018 Planning & Progress Study, is an annual research project…

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Paid and Unpaid Leave: What You Need to Know (And How You Can Be Protected Without It)

Benefit packages can be confusing to understand, and – it’s sad but true – many times are forgotten the minute the onboarding paperwork is signed. Unfortunately that leaves many employees not fully understanding their benefits package, and one area of frequent confusion is what their “paid” and “unpaid” leave options are. Not being clear on…

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12 ways to mitigate stress during the holidays

The holidays can be stressful — whether it’s gift buying, balancing party commitments or entertaining family, this time of year can put a strain on your mental health. In addition, the holidays can sometimes be a time of increased depression and anxiety. However, there are a few practical steps people can take to reduce stress…

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Survey reveals Baby Boomers’ need for strategic retirement planning

A report recently released by BMOW Wealth Management showed aging Americans have concerns with regard to retirement planning and the effects on their family and wealth. The report, called The Aging Economy: Improving with Age, surveyed more than 500 Americans 55 and older and reviewed the benefits of an in-depth wealth plan to help manage…

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Time to Invest in You: Ways to Make Your Retirement a Reality

By Rachel Barrow, AVP Marketing, Individual Markets, Guardian Life Insurance Co. of America® Dreaming about retirement may bring to mind relaxation, travel, and leisure time. Many people find, though, that planning for it can be stressful – but it doesn’t have to be that way. If open enrollment time has you thinking about how you’ll fund your retirement,…

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“I’ll take a 50% cut in pay, and I’m cool with downsizing my retirement” – Said No Employee, Ever

By Tom Charla, Director and Tara Reynolds, Corporate Vice President, MassMutual Most employees have figured out that the safety nets previous generations enjoyed — job security, pensions, even Social Security – can’t be relied on the way they have been in the past. They know that when it comes to reaching their financial goals, especially…

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SSDI lacks rehabilitation resources

By Ted Norwood, General Counsel & Director of Representation, Integrated Benefits Inc. SSDI has poor resources for vocational rehabilitation or job placement, and no resources at all for claimants during the wait for a decision. This makes it harder for people to recover and get back to work. Because of the long wait, many claimants…

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Why relying on SSDI is better than nothing, but far from optimal

By Ted Norwood, General Counsel and Director of Representation, Integrated Benefits, Inc. According to the Council for Disability Awareness, half of those who don’t work for the government have some form of employer-paid disability insurance (short-term disability only, long-term disability only, or both STD and LTD). These benefits are important because 25 percent of today’s 20-year-olds…

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