Happy New Year! Wait…aren’t we a little early (or a lot late) for that greeting? The truth is that for many people, September is the “real” new year, despite what the calendar says. And it’s easy to see why—after all that was traditionally the time we came back to school in a new outfit, maybe…
Little kids. They’re freaky fast. Running, wildly darting back and forth. Wow! Talk about fun. The faster you chase them, the more they laugh. For many parents, the image of bats escaping out of hell says it all. But, fast forward 40-plus years, and running like a kid is a distant memory. That kind…
When it’s time to start a family, many parents-to-be are so focused on decorating the nursery and choosing the right car seat that they can overlook the life-altering impact a baby can have on their financial life. And we’re not just talking the exorbitant cost of diapers—we’re talking nearly 4 million dollars in “potential income.” These…
By Ann Lloyd Now that tax refund and stimulus checks have been sent out and cashed, what will you do with the money? Maybe you feel like you’ve got cash burning a hole in your pocket, but it’s important to take a step back and consider your options before making any decisions about what to…
A disability – whether an injury, illness, or affliction – can be debilitating for people in any occupation. And they’re very hard to predict, meaning that someone can get hurt on or off the job anytime, anywhere. That’s where disability insurance comes in. Disability insurance ensures that you won’t suffer financially, should you become temporarily…
This article originally appeared on the American Fidelity blog. From buying diapers to creating a birth plan, there’s a lot to prepare for when you’re expecting a child. While you probably won’t be gifted health insurance at a baby shower, it’s still a vital part of your pregnancy experience. Understanding your coverage can help…
By John J. (“Jamie”) Kalamarides, President, Prudential Group Insurance People with disabilities and their caregivers deserve better than a return to the status quo. Now is the time to put the combined strengths of our government and private sector to work as we look to address the need for Paid Family Medical Leave and build…
By Missy Biggs Applicants, caregivers, and families experience unexpected support and frustrations during the Social Security Disability Insurance benefits application process. On the one hand, each family member (including a spouse, divorced spouse, children, and adult children disabled before age 22) may be eligible for a monthly benefit of up to 50 percent of the disability benefit amount.…
By Bob Herum, MSFS, CLU, ChFC, RHU, REBC Editor’s Note: On July 28, 2015, I was struck by a car as a pedestrian. After the acute portion of my recovery ended, I met with my financial planner to discuss the potential implications to my retirement plan if I was out of work for an extended…
By Nandita Dalal, Vice President, Lincoln Financial Group Moms everywhere are balancing work with caring for their kids or aging parents at home. And for many, it’s become too heavy a load to carry. We’ve heard the stories. Working moms are helping their kids with remote learning while they fall behind on their own work.…
