Employee benefits research starts with building empathy to better understand what employeess need from benefits

Earthquakes, Shooting Ranges and Employee Benefits Innovation

Inspiration for employee benefits research can come from unexpected places – like earthquakes and shooting ranges. In my work leading an innovation team, we use a variety of techniques to gain deeper insight into what an employee may experience while on disability leave or when enrolling in their benefits. Most absence and leave management companies…

Being a caregiver with a full-time job is a challenge. What are the options?

What Are Your Options When You Need to Take Care of Yourself or a Family Member?

FMLA, PFML, and Disability Insurance: What are your options when you need to take care of yourself or a family member? Caring for your health is tricky enough, but being a caregiver with a full-time job can strain your finances, job, and overall mental and physical wellbeing. A 2020 report from AARP states the number…

Helping Employers Increase Participation in Voluntary Long-Term Disability Insurance Plans

Helping Employers Increase Participation in Voluntary Long-Term Disability Plans

Recently, I was on a call with a prospective client company’s human resource department along with representatives from a national employee benefits firm. The purpose of the call was a ‘finalist presentation’ for a voluntary Guaranteed Standard Issue (GSI) program for the executive class of employees. I provided the framework for an interesting ‘ask’ from…

Your Benefits Enrollment Choices Can Strengthen Your Holistic Well-Being

Your Benefits Enrollment Choices Can Strengthen Your Holistic Well-Being

As the coronavirus pandemic continues to impact millions of employees across the United States, nearly half of workers say open enrollment is more important this year. In fact, 75 percent of employees indicate there are benefits they are more interested in this year than last year, according to MetLife’s 2020 open enrollment survey.   There…

Disability insurance is income protection

Three Lessons I Learned Through Postpartum Depression

By Diane Russell, Senior Vice President of Marketing and Strategy, Lincoln Financial Group If you have children, you know there’s no shortage of advice from family, friends and sometimes even strangers. Yet, mothers dealing with postpartum depression often feel like they have no one to talk to about what they’re going through. At least, that’s…

Successful stay-at-work services

Successful Return-to-Work Program Design for Behavioral Health Conditions (Part II)

Dan Jolivet described the importance of return-to-work programs for employees with behavioral health and substance abuse disorders in his first post along with two key elements associated with program success: a holistic approach and the services of a return-to-work consultant. In Jolivet’s second post, we consider the importance of stay-at-work services and program metrics.  …

Successful Return-to-Work Program Design

Successful Return-to-Work Program Design for Behavioral Health Conditions (Part I)

Prior to the pandemic, the United States saw a decades-long epidemic of “diseases of despair” with increasing rates of depression, suicide, addiction and overdose deaths. Mental health and substance use issues—and the economic and human costs of those conditions—were a focus for employers. Then came the pandemic. Rates of anxiety and depression tripled and remain…

Setting up a home workstation that promotes comfort and productivity

Setting Up a Home Workstation that Promotes Comfort and Productivity

By Cammie McAda, Vocational Rehab Employer Services Leader, Guardian   With the quick onset of the COVID-19 pandemic, businesses transformed the way they work almost overnight. With so many offices shifting their working arrangements unexpectedly, the majority of employees were not set up with a traditional home workspace. While working with an ad hoc setup…

Building a resilient workforce during periods of adversity

Building a Resilient Workforce During Periods of Adversity

By Tracey Ferstler, PhD, Head of Return to Health, Global Claims, MetLife   COVID turned the world as we know it upside down, and people who work in and around absence management and disability insurance are looking for answers on what’s next.  Will we return to normal or is this our new normal?  What is unique…