Employee discussing benefits with HR. Protect Your Income, Open Enrollment 2023

Social Security’s Disability Program Is Not a Substitute for Long-Term Disability Insurance

Nobody wants to spend money if they don’t have to. One way people save is getting a cheaper version of something. Sometimes this is a good idea, or it at least makes sense. It is probably a good idea to try the more affordable cabernet, a drill from Harbor Freight instead of a DeWalt, or…

Happy mother with baby. Protect Your Income, Open Enrollment 2023

Disability Insurance and Paid Leave Aren’t the Same

This article originally appeared on the American Fidelity blog   When you have to take time off from work, paid leave and disability insurance can help relieve some of the financial pressures of lost income. However, these two benefits are not the same. Key Differences Paid leave and disability insurance have different coverages but a…

Family with financial peace of mind. Protect Your Income, Open Enrollment 2023

Disability Insurance is an Investment in Your Future

Alexandra Ginieres Chief Marketing Officer, MGIS   The ability to earn an income is what funds your lifestyle, your family, and ultimately, your future. Reliable income is the foundation of a sound financial plan; without it, financial consequences can be devastating and long-lasting. Luckily, we have the means to ensure a more stable future and…

Mother holding newborn baby. Protect Your Income, Open Enrollment 2023

Expecting a Baby? Disability Insurance Can Help!

Expecting a baby? congratulations! You may not know it, but disability insurance offers valuable financial benefits for expectant parents. In the event that you become unable to work during or after your pregnancy, here are some ways that disability insurance can help:   Income Replacement Disability insurance will typically provides a portion of income if…

Inclusion Ignites Ideas: diverse team meeting at the office

Key Considerations for Employers Looking to Close the Disability Inclusion Gap

By Anthony Favry Editor’s Note: Today, around 17% of the world’s population experience some form of disability – making individuals with disabilities the largest minority group in the world. Despite making up a large percentage of the world’s population, individuals with disabilities often lack access to employment. In fact, compared to non-disabled workers, the global…

10 Causes of Disability Every HR Leader Should Know

When most people consider disability, they picture something catastrophic happening—an injury on the ski slope, or a speeding car hurtling into theirs—and, for the most part assume it can never happen to them. That’s why human resources experts often find it challenging to convince their employees of the importance of disability insurance even though you…

Young professionals in a meeting at work

Disability Insurance Is Important No Matter Your Age —What To Consider

By John Feeney, vice president, group sales and market development for the Renaissance Life & Health Insurance Company of America.   Attention Gen Z and Millennials: disability insurance is an important coverage for you, too. Some view employer-sponsored group disability insurance as an ancillary benefit reserved for older individuals, when in fact, disability insurance should…

Professional with a disability working from home

Inclusive Innovation: The Intersection of Technology and Accessibility

Fighting for a world where individuals living with different disabilities can live fully and freely. Right now, unique challenges present some limitations, like an inability to physically access certain places in public and participate in parts of the digital world.   But progress is being made with the help of technology. New tools continue to…

Successful team meeting at the office

Six Ways to Enable Long-Term Employee Success

Your organization’s ability to achieve goals depends on its biggest stakeholders—the employees. Happy, engaged, and productive employees can steer your company toward success. But how can you steer them toward long-term employee success?   What employee success means can vary from company to company. For many, it’s related to the customer success rate and how…