Income Matters, CDIA. The Loneliness Epidemic is Making Us Sicker.

The Loneliness Epidemic is Making Us Sicker

Christi Doe, M.Ed., CPDM, Senior Consultant, Member Relations, Council for Disability Income Awareness   With decades of experience in the insurance industry and as someone who has experienced a difficult period of isolation, I’m increasingly interested in the relationship between loneliness and health-related disabilities. Today, America is in the middle of a loneliness epidemic that…

Income Matters, CDIA. Everyone should have disability insurance.

Who needs disability insurance?

The short answer is probably everyone. Your ability to work and earn a paycheck is one of your most valuable assets. It is essential to help support yourself and your family, but what would happen if you became too sick or injured to work?   What is disability insurance? Disability benefits replace part of your…

Income Matters, CDIA. Family relaxing at home.

Are Americans Financially Prepared for an Unexpected Absence from Work?

By Dan Iskra, assistant vice president, Group Disability, MetLife No one enters the workforce thinking about how to prepare for an unexpected leave of absence or disability. But the odds of such an event are higher than you think. Over a quarter of today’s 20-year-olds will experience a disability before they retire. That should be…

Income Matters, CDIA. Two employees discussing voluntary benefit options at work.

Where do Voluntary or Worksite Products Fit into an Employee’s Benefit Package?

With the arrival of fall, two things are guaranteed to happen: leaves will begin to change color, and “Open Enrollment” will start for most employers. Employers will inform their employees about new benefits and price changes to existing ones. They will often add new benefits to these packages. Increasingly, voluntary payroll deduction products are offered…

Income Matters, CDIA. Casual meeting between two professionals in the office.

Understanding the Fundamentals of Employee Benefits

Creating an attractive and motivating compensation package for employees requires more than structuring an annual salary. Today, most employees are looking for comprehensive benefits that support themselves and their families throughout the year.   However, with so many benefits options available, it can be overwhelming for organizations looking to make smart choices for their employees.…

Income Matters, CDIA. Young professional considering disability insurance.

Do I need disability income insurance? Yes — and here’s why

We all know that life insurance is a must when it comes to protecting our family’s financial well-being, but paying an additional premium for disability income (DI) insurance can feel like a low priority given the many demands on our budget. Younger workers, in particular, often dismiss the need for private disability income insurance, unaware…

Income Matters, CDIA. Employee happy at work in the office.

When Income Matters, Consider Stay-at-Work Services

Dan Jolivet, Ph.D., Workplace Possibilities Practice Consultant, The Standard   Income matters to virtually all workers, and the replacement of a percentage of income by disability insurance payments can make a tremendous difference for people who face a disabling injury or illness. But what if their disability insurance could help them remain on the job…

Income Matters, CDIA. Open Enrollment Trends

2024-25 Open Enrollment Trends

This article originally appeared on the American Fidelity Blog   Employers know that each open enrollment season presents unique challenges and opportunities. With enrollments bound to change year to year, how do you keep up with the needs of your employees? An important step is to be aware of the current trends. Listening to what similar…

Income Matters, CDIA. Professional man reviewing his employer's group health plan

Why People Switch To Medicare From Their Employer’s Group Health Plan

By Bethany Cissell   Your employer’s benefits open enrollment season is an ideal time to consider enrolling in Medicare if you are eligible – meaning you are turning 65 in three months or less, or have been working past age 65. You might be surprised to find that Medicare offers extensive coverage at an affordable rate when…

Income Matters, CDIA. New employee being welcomed by HR.

Recruit and Retain with the Right Benefits Package

Alexandra Ginieres Chief Marketing Officer, MGIS   In a constantly evolving hiring market, employers are looking for ways to recruit and retain the best workers and must competitively search for the right talent.  Employees have gained negotiation leverage and want higher salaries, a better benefits package, career advancement opportunities, and improved work-life balance. The labor…