Mature couple comforting each other. Protect Your Income, Open Enrollment 2023

The Story that Cemented my Conviction

My entire career, I’ve been told that “stories sell, not features.”  This is so true because nobody cares about the products themselves, people only care about what a product can do for them. To know what something can do for you, you must put yourself in a scenario where you see yourself benefiting from it.…

Two friends comforting each other - Personal Stories

Can Grief Become a Disability?

The short answer is “yes.” Grief is a natural and powerful response to loss that can sometimes overwhelm us. And, few of us grieve in the same way. We might experience it emotionally, physically, or cognitively, but for most of us, grief becomes manageable over time, even if the pain doesn’t fully go away.  …

Protect Your Income, Open Enrollment 2023

Is Disability Income Insurance Worth It?

This article originally appeared on the MassMutual blog site   You insure your most valuable assets like your home, your car and your life. Most people would agree that they’re worth protection; however, disability income (DI) insurance is something people tend to be less certain about. They’re not sure if they really need it, or if it’s worth…

patient and doctor consulting about prostate cancer, a personal story

How My Experiences as a Patient Helped Me Become a Better Physician and Deepened My Understanding of the Impact Illness has on the Whole Person

By Dr. Jonathan Torres, Medical Director, UnitedHealthcare Specialty Benefits Like many other people, I was going through life busy raising children, working and making time for hobbies and travel when possible. I had completed medical school, residency training and served as a physician in the U.S. Air Force. During those more than 27 years as…

Do You Know the Financial Implications Of Taking A Career Break?

When it’s time to start a family, many parents-to-be are so focused on decorating the nursery and choosing the right car seat that they can overlook the life-altering impact a baby can have on their financial life. And we’re not just talking the exorbitant cost of diapers—we’re talking nearly 4 million dollars in “potential income.” These…

Office worker with an invisible disability

Career Prep for Young Adults with Disabilities

Embarking on a career path in business can lead to countless opportunities, whether young adults pursue corporate roles or entrepreneurship. For young adults with disabilities, the business world offers prospects for every interest and ability. These tips can help you prepare for each stage of working life in business.   Choose the Right Degree Your choice…

Mind the Gap campaign: Group of mature friends enjoying the good life

How Disability Insurance Can Help Protect Financial Wellness and Holistic Health

By Daniel Iskra, of MetLife Given recent market volatility and economic uncertainties, it’s no surprise that many American workers are struggling financially and experiencing a decline in their financial wellness and mental health.1 In fact, only 55% of employees feel financially healthy and 65% of employees feel mentally well – down 9% and 3%, respectively…

Minding The Income Gap With Social Security Disability Insurance

Minding The Income Gap With Social Security Disability Insurance

By Steve Perrigo Editor’s Note: SSDI is an often-overlooked income benefit for individuals with disabilities or serious illnesses. Many Americans workers are unaware of this critical benefit that they earned while working. Employers and employees fund this federal program by paying Federal Insurance Contributions Act (FICA) payroll taxes. No one thinks it will happen to…

Mind the Gap campaign: Women Should Start Their Insurance Planning Now

Why Women Should Start Their Insurance Planning Now

Amber Stitt, Financial Consultant, Business Strategist, Speaker, Podcast Host Having the proper protections in place should be important to everyone, but early planning is particularly important for women. With a broader variety of female-specific needs, finding suitable insurance options to better secure the future can be challenging. I’ll share some key considerations to help explain…

Open Enrollment 2022: Position individual disability income insurance effectively

Position Individual Disability Income Insurance Effectively

Scott McCarthy, Regional Vice President, Sales & Distribution, Ameritas Life Insurance Corp. Managing and understanding risk is not a strength for many people. It’s also why financial professionals need to be effective at helping clients make changes that address long-term financial needs. Changing the conversation In discussions with colleagues, I frequently comment on the need…