You have started to budget. That is a major step in financial responsibility. Here are a few of the more common expenses that many people forget to budget for. The good news? Budgets are not set in stone, so if you forget this time, you will remember next time.
Renters insurance provides insurance coverage for belongings that are stolen, damaged, or lost. It also provides liability coverage should someone become injured on your premises. Is renters insurance worth it? Find out here.
Debit cards are great because they limit your ability to charge more than you should financially. But there are debit card dangers you should be aware of. For instance, the level of purchase protection is not as good as it is with credit cards.
More than two million Americans are currently receiving unemployment benefits. These benefits are aimed at helping people who are currently looking for work. There is no national standard, the extent of unemployment benefits are determined by each state.
There is a lot of misinformation out there regarding long-term disability insurance. We’re here to set the record straight on five of the most common myths. And check out how we took down three other long-term disability misconceptions here.
Are you going to fix up your home for its sale? Certain home improvements add value, whereas others will not create a return on your investments. Find out which home improvement provide ROI and which do not, right here.
Have you made a list of things you will not negotiate when you are going to buy a house? You may have a mental list, but have you written them down. This tip and several others will help you if you are a first-time home buyer.
You are going to have a baby. You have plenty of planning to do: Baby showers, potential schools, preparing the nursery, and preparing yourself for three hours of sleep. Everything seems to be discussed except for finances. Without deep, anticipatory discussions and planning you may be walking headlong into any number of common financial mistakes new parents often make.
Some say invest. Some say pay off student loans early. What will you do with your student loan debt? Well, it depends on your situation. It is entirely your choice, so we have compiled a pro/cons list for you to consider prior to your decision.
It is almost second nature to our understanding: Budgets should be created so we know where and how much of our money is outgoing versus incoming. Yet, we fight budgeting like the plague. Perhaps these budgeting apps can make this task a bit simpler for you.