The thing about budgeting is that we all know we have to do it, and often the hardest part is getting started. The challenge is even greater for adults with disabilities. In fact, 1 in 4 Americans with disabilities have a hard time finding employment and thus experience financial insecurity. Their economic situation is aggravated…
How has the real estate industry changed over the past year? From full-time remote employment to social distancing measures, 2020 has been a year that constantly questioned the status quo and the way we interact with the world. The home buying process is one of the best examples of how a well-established procedure has adapted…
Though COVID-19 threatens everyone, the elderly face the greatest peril, including – possibly –the United States Social Security Administration. SSA turned 85 years old in August 2020, and it is time to check in on how the pandemic is affecting the department. Social Security administers retirement, Social Security Disability Insurance, survivor, Supplemental Security Income…
You’ve seen them. The most recognizable are minivans that have been converted for wheelchair users. But there’s more to mobility cars than easy access. A mobility car is designed to help people with a wide range of disabilities drive around to where they want to go, like the office, the doctor, shopping mall, friends’ houses,…
If you are going to work every day with a disability, know that you are not alone. Recent studies show that around 30% of white-collar workers have a disability. While this may seem surprising, keep in mind that not all disabilities are obvious to the naked eye. You or someone you know might be dealing…
An Emotional Support Animal (ESA) is any pet that is legally certified to offer support for emotional of psychological conditions. They help people by providing support during difficult times and are mostly commonly utilized by people suffering from conditions such as anxiety or depression. Usually dogs are trained for this task. However, diversity of ESAs…
I never thought that day would come when I would start a blog post or conversation with: “Well, back in my day…” But alas, that time has come. Back in my day, life was much different than it is today. I acquired my disability, transverse myelitis, when I was 4.5 months old and became…
Thirty years ago in Washington, D.C., a group of subject matter experts from the insurance industry gathered with trade groups and legislators to talk about a new piece of legislation called the Americans with Disabilities Act (ADA). I was thrilled to have the opportunity, early in my insurance career, to take part in this…
On July 26, 1990, President George H. W. Bush signed the Americans with Disabilities Act into law. The ADA had unanticipated impact on employers and their accommodations of employees who became injured or ill during their employment. I was very early in my career when President George H. W. Bush signed the Americans with…
Are you outfitting a home for a child with a disability? The U.S. Census Bureau reports that around 12 percent of the population is disabled, and the PEW Research Center puts that number even higher. That means while only 5.4 percent of children five to seven years old are disabled, they still comprise a pretty large part…
