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Advocating for Vision-based Disability Accommodations in the Office

Billions of people live with vision loss and impairments, including colorblindness, glaucoma, cataracts, blurred vision, and other visual impairments impacting their lives. Work, in particular, can be a struggle, especially when employers aren’t supportive.   The best solution to the workplace struggles of those living with a disability is choosing an employer that genuinely cares…

The importance of disability insurance for millennials

Understanding the Importance of Disability Insurance for Millennials

By Darlena Holland. HowThis article originally appeared on the American Fidelity Blog. Zip-lining in Costa Rica. Parasailing in Cabo. Skiing in Colorado. In today’s world, millennials have more access than ever before to new experiences, new adventures, and new opportunities to cross items off their bucket lists. Because of their active lifestyles, disability insurance is an important…

How to Educate Employees on the Types of Insurance They Should Have

How to Educate Employees on the Types of Insurance They Should Have

Business leaders and HR experts can have a difficult time educating their employees on insurance matters. Your employees need to understand what types of insurance policies will serve them best and the benefits that each relevant policy brings.   This understanding goes not only for coverage provided by your organization, but also any supplementary coverage…

Paid leave trends

Paid Leave Trends to Watch

This article originally appeared on the American Fidelity blog   It’s hard to guess exactly where paid family and medical leave (PFML) laws will be enacted next. Many states have study commissions to assess the feasibility, cost, and other impacts of prospective PFML legislation. Models to watch include: State-run Program – the state provides and…

Supporting employees during the holidays

Supporting Employees During The Holidays

When we think back to how “stressed” we used to feel during the holidays, we might long for a bit of that old normal…especially as we continue feeling the effects of the pandemic and growing economic concerns. With your employees coping with burnout, COVID fatigue, and the rising cost of living, the “holiday blues” may…

Open Enrollment 2022: The employers guide to group disability insurance

The Employer’s Guide to Group Disability Insurance

Group disability insurance is an important (but sometimes overlooked) employee benefit. Just how important? Research finds that 75% of employees would have trouble paying for basic living expenses after several months if they became disabled and were unable to work. At a time when competition for top talent is high, and health and financial security are…

Open Enrollment 2022: Short- vs. long-term disability insurance: How it works

Short- vs. long-term disability insurance: How it works

This article originally appeared on the American Fidelity Blog Understanding the differences between short- and long-term disability insurance can be tough and knowing which coverage is right for you is not always easy. However, disability insurance can be an essential part of a solid financial plan, so it’s important to understand your options. What is…

Open Enrollment 2022: Position individual disability income insurance effectively

Position Individual Disability Income Insurance Effectively

Scott McCarthy, Regional Vice President, Sales & Distribution, Ameritas Life Insurance Corp. Managing and understanding risk is not a strength for many people. It’s also why financial professionals need to be effective at helping clients make changes that address long-term financial needs. Changing the conversation In discussions with colleagues, I frequently comment on the need…