Taking Time Off is Good for Employee Engagement

The pandemic couldn’t stop summer from arriving! As vacation season kicks off, it is a good time for HR teams to encourage the value of taking a break. As we all know, vacations are important for emotional and physical health of employees. In fact, studies show that they build a far more engaged, happy, and…

Supporting caregivers’ holistic well-being - Plan. Prepare. Protect.

Supporting caregivers’ holistic well-being amid an evolving landscape through absence and paid leave offerings

As companies transition to an in-person or hybrid workforce, and paid leave mandates at the state level continue to shift, it’s increasingly important for employers to be aware of how this evolving landscape may affect their employees, particularly those like caregivers who may be impacted more than others, and how they can support them amid…

The Rising Tide of Mental Health Support. Plan. Prepare. Protect.

The Rising Tide of Mental Health Support

Ian Bridgman Editor’s Note: The Council for Disability Awareness board member, Ian Bridgman, makes a point in this post that few in the group disability insurance industry are willing to discuss publicly: Are US carriers ready to remove the 24-month mental health claim limitation? It is most likely an understatement to say we need more…

Short-term vs. long-term disability insurance. Plan. Prepare. Protect.

Short- vs. long-term disability insurance: How it works

This article originally appeared on the American Fidelity Blog. Understanding the differences between short- and long-term disability can be tough and knowing which coverage is right for you is not always easy. However, disability insurance is an essential part of a solid financial plan, so it’s important to understand your options. What is disability insurance? Disability…

Young professional woman who can't work because of a health event. Plan. Prepare. Protect.

What happens when a health event causes your income stream to run dry?

By Fred Schott, Director of Operations, Council for Disability Awareness Editor’s Note: The CDA staff participated in a webinar hosted by the Smith Group on May 4th entitled: “Why Don’t More US Workers Have Access to Disability Insurance?” One of the key discussion points was the importance of placing short- and long-term disability insurance within the…

A gambler's guide to disability insurance. Plan. Prepare. Protect.

A Gambler’s Guide to Disability insurance

Duncan Stout Editor’s Note:  Would you like to place a hefty bet against your most of your savings and financial security? Unfortunately, there’s a good chance you made the wager already. One of the largest financial gambles in America takes place every day for millions of working people. It’s a gamble that’s easy to overlook,…

How disability insurance protected my family and finances

Discovering the Real Value of Employer-Provided Benefits

One spring evening, around 8:00pm, my husband, my six-year-old son, my newborn son, and I were headed home after getting dinner. I don’t remember anything else from that night. My name is Emily, and I’ve worked at IBI for five years, assisting with all aspects of Social Security claims. Daily, I’d interact with dozens of…

Employee reviewing her benefits with HR. Plan. Prepare. Protect.

Are You Playing the Odds with Your Future?

Alexandra Ginieres Head of Disability Marketing, Individual Markets Guardian Life Insurance Company of America® Editor’s Note: Your chances of being struck by lightning are pretty slim – 1 in 700,000. But the majority of Americans will be out of work (for at least a temporary period of time) due to symptoms or conditions as common…

Young professional woman wondering if she can afford disability insurance. Plan. Prepare. Protect.

Is Disability Insurance a Luxury Good?

Fred Schott and Carol Harnett Editor’s Note: It’s springtime and that means it’s the season for talking about income protection and products like disability insurance that help you protect what’s one of your greatest assets – your income. And that’s what The Council for Disability Awareness president Carol Harnett did recently in a podcast with…