By Christina Bridges Editor’s Note: Absence and disability – including a short-term disability – often create uncertainty for both the employer and the employee. Employees are contending with health, wellness, and income concerns; and employers are looking to ensure a smooth return to work, as well as a seamless tracking of the leave. It can…
Editor’s Note: For this installment of our multi-part mini-series, we’re re-publishing a LinkedIn article that CDA Research Director Fred Schott originally put up on June 29, 2021. I’ve written on this topic before (see here, here, and here) but I want to add some fresh content, blend it in with some previous material, and serve up something new— all with the…
A disability – whether an injury, illness, or affliction – can be debilitating for people in any occupation. And they’re very hard to predict, meaning that someone can get hurt on or off the job anytime, anywhere. That’s where disability insurance comes in. Disability insurance ensures that you won’t suffer financially, should you become temporarily…
By: Phil Bruen, senior vice president, Life & Disability, Group Benefits, MetLife While more than two-thirds of employees consider paid and unpaid leave to be a must have benefit, fewer employers offer these programs now than they did in 2019 and 2020. Phil Bruen shares three tips for businesses around the successful application of leave…
Recently the insurance company I represent, and I am sure other insurance carriers, have been receiving calls and emails from agents, brokers and policyholders asking about the company’s stance on any disability that might occur as a result of receiving the coronavirus vaccine. While a very fair question, the answer is relatively simple for the…
When talk of disability income insurance comes up, you probably understand how important it is to protect the breadwinner. Particularly in households where only one person earns an income, disability income insurance (DI) is critical coverage for those who want to financially protect themselves and their loved ones. Insuring a portion of your paycheck with…
By Matt Jensen, Executive Vice President and Chief Marketing Officer, Integrated Benefits, Inc. This post tells a story about a benefit available to most people living and working in the United States – Social Security Disability Insurance (SSDI). The SSDI program pays benefits to you and certain family members if you are unable to work due to a medical condition…
By Diane Russell, Senior Vice President of Marketing & Consumer Strategy There has been plenty of confusion related to COVID-19 around the country. Working remotely, schooling at home, shelter-in-place, social distancing and other factors have created a situation none of us could have planned for. As head of Marketing & Consumer Strategy for Lincoln…
As unwelcome as it has been, the pandemic has been a great teacher. It’s revealed a lot about ourselves and the world we live in. Some lessons have been very difficult, while others have proven fruitful. We’ve all been impacted profoundly. Insurance is one area where your perceptions may have changed in light of recent…
When the quick care doctor who was stitching up my elbow asked how I fell in the parking lot, he broke into a smile when I said “skateboarding.” I’m over 60-years and reasonably “fit.” But, “smart” came into question that day. Being active and over 60 had lulled me into some overly casual choices,…
