Is income-protection a “luxury good” like designer clothing, fine wine, or—dare I go there?—a Peloton? A look at Bureau of Labor Statistics (BLS) Employee Benefits Survey data on availability of employer-paid short- and long-term disability insurance benefits suggests you wouldn’t be totally off-base if you answered “yes” to that question. For both STD and…
Long-term disability insurance. It’s not as immediate a need as health insurance, and you probably don’t think it works into your long-term financial plan as much as life insurance does. But it’s still really, really important. Long-term disability insurance is, at its core, income replacement. It can help you make ends meet when you’re unable…
More than 155 million U.S. workers are insured for a disability through the Social Security Disability Insurance (SSDI) program. They receive this insurance coverage through their payroll taxes, or FICA taxes, as a part of the Social Security program. When those who experience a chronic health condition, injury or sudden medical crisis need support –…
By Katie McCord Jenkins, President and Chairperson, Illinois Mutual. If you were to ask me what type of business my company is in, you might be surprised with my response: We are in the business of preserving dreams and enabling people to live fearlessly in a time when so many live paycheck to paycheck. Yes,…
Annual enrollment will soon be underway for many employees. During this time, workers choose benefits they feel are most important to protect their health and financial well-being. Understanding the benefits your employer offers and their associated costs are most likely key considerations for you. In this post, I am going to focus on one…
The yard sale is part of the spring cleaning and organizing ritual. Spring is here – get our guide for a successful yard sale.
A recent study by Guardian on absence management informs us of how employers can help their workers while on leave from a disability, and provide the support they need for when they return to work.
What Every Employer Should Know About Social Security Disability Insurance
Some questions are raised in disability insurance claims management review.
What Every Employer Should Know About Social Security Disability Insurance
