Everybody wants to find a workplace that values its employees and provides a healthy working environment. However, 93% of Americans suffer from work-related stress and millions more live in constant financial anxiety due to inadequate access to disability coverage. If this combination of stress and inadequate support sounds familiar, then you should know that you’re…
Read MoreThe holidays are here. The season of giving, spending, celebration, and for many, the season of high calorie overeating. According to a recent study published in the New England Journal of Medicine, the average American gains about a pound between Thanksgiving and the beginning of January. Even though the weight gain isn’t as high as…
Read More7.3 million students were living with disabilities in the U.S. public school system in the 2021-22 school year, making up 15% of national public school enrollment, according to data from the Pew Research Center. This number includes pre-k students through 12th graders. However, teenagers living with a disability, in particular, face unique challenges that…
Read MoreBy Bob Herum, MSFS, CLU, ChFC, RHU, REBC, Interim President of the CDA I was asked to relook at a blog I wrote during the height of the Covid-19 pandemic and explore how well I had “prognosticated” future developments. Like any such endeavor, there were certainly some misses in the narrative, but on the whole, I…
Read MoreIn a couple days, it’ll be Thanksgiving. And in my house, that means we sit down for… a home screening of legendary director John Hughes‘ 1987 film Planes, Trains and Automobiles. I love to keep track of the classic comedy tropes on offer, and ever since I heard that the original script was for a…
Read MoreNobody wants to spend money if they don’t have to. One way people save is getting a cheaper version of something. Sometimes this is a good idea, or it at least makes sense. It is probably a good idea to try the more affordable cabernet, a drill from Harbor Freight instead of a DeWalt, or…
Read MoreThis article originally appeared on the American Fidelity blog When you have to take time off from work, paid leave and disability insurance can help relieve some of the financial pressures of lost income. However, these two benefits are not the same. Key Differences Paid leave and disability insurance have different coverages but a…
Read MoreAlexandra Ginieres Chief Marketing Officer, MGIS The ability to earn an income is what funds your lifestyle, your family, and ultimately, your future. Reliable income is the foundation of a sound financial plan; without it, financial consequences can be devastating and long-lasting. Luckily, we have the means to ensure a more stable future and…
Read MoreBy Steve Perrigo Social Security Disability Insurance (SSDI) and Social Security retirement benefits are two vital programs administered by the Social Security Administration (SSA). This year an average of almost 67 million Americans per month will receive a Social Security benefit, totaling about $1.4 trillion in benefits paid during the year. Social Security is the…
Read MoreThe coming weekend is one that many have looked forward to since March! It’s not relief that Halloween is over, or excitement for the upcoming holiday season. It’s not breaking out the autumn sweaters and warm boots. It’s not even the oversized mug of pumpkin spiced latte they’re planning. It’s the extra hour of sleep!…
Read MoreExpecting a baby? congratulations! You may not know it, but disability insurance offers valuable financial benefits for expectant parents. In the event that you become unable to work during or after your pregnancy, here are some ways that disability insurance can help: Income Replacement Disability insurance will typically provides a portion of income if…
Read MoreMy entire career, I’ve been told that “stories sell, not features.” This is so true because nobody cares about the products themselves, people only care about what a product can do for them. To know what something can do for you, you must put yourself in a scenario where you see yourself benefiting from it.…
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