The holidays are here. The season of giving, spending, celebration, and for many, the season of high calorie overeating. According to a 2016 study published in the New England Journal of Medicine, the average American gains about a pound between Thanksgiving and the beginning of January. Even though the weight gain isn’t as high as…
Read MoreOffice gift giving can be a source of holiday stress; in fact a recent study found that nearly 20% of millennials were worried they’d be judged by the gift they chose for an office gift exchange. How do you decide what sort of holiday gifts are appropriate at the office? Here are some tips for…
Read MoreLong-term disability insurance. It’s not as immediate a need as health insurance, and you probably don’t think it works into your long-term financial plan as much as life insurance does. But it’s still really, really important. Long-term disability insurance is, at its core, income replacement. It can help you make ends meet when you’re unable…
Read MoreStudent loans and the increasing size of their associated debt continue to grab headlines. The ongoing political environment and upcoming presidential election is significantly increasing the discussion of various proposals and ideas. From a historical perspective student loans are certainly not new. The debt levels, however, are even more evident when you look at the…
Read MoreAs we head into the busy holiday season, two forces converge—one, some workplaces get extra busy, and two, everyone is craving time off for their own personal celebrations. Here are some suggestions for helping manage employee time off so that everyone feels that they have been treated fairly—or as fairly as possible. (Remember that these…
Read MoreDictionary.com defines water as a “colorless, transparent, odorless liquid that forms the seas, lakes, rivers, and rain and is the basis of the fluids of living organisms.” Sounds a little boring, huh? Have you ever wondered why we really need it? Let’s dive in! It’s more than just a thirst quencher. It makes up 60%…
Read MoreAs the holiday season rolls around, many companies find they need all hands on deck to handle an increased work load—just when many employees are requesting time off to celebrate with their family and friends. While the current low unemployment rate might make you wonder if you can find extra help, the good news is…
Read MoreAches. Fever. Fatigue. If you’ve been bit by a flu bug, you know it. And believe it or not, these uncomfortable symptoms that typically accompany the flu are those that are experienced by the “lucky” ones. That’s because rather than just sending you to bed, severe flu can hospitalize or kill you. In fact, the 2017-2018…
Read MoreMore than 155 million U.S. workers are insured for a disability through the Social Security Disability Insurance (SSDI) program. They receive this insurance coverage through their payroll taxes, or FICA taxes, as a part of the Social Security program. When those who experience a chronic health condition, injury or sudden medical crisis need support –…
Read MoreBy Katie McCord Jenkins, President and Chairperson, Illinois Mutual. If you were to ask me what type of business my company is in, you might be surprised with my response: We are in the business of preserving dreams and enabling people to live fearlessly in a time when so many live paycheck to paycheck. Yes,…
Read MoreAnnual enrollment will soon be underway for many employees. During this time, workers choose benefits they feel are most important to protect their health and financial well-being. Understanding the benefits your employer offers and their associated costs are most likely key considerations for you. In this post, I am going to focus on one…
Read MoreBy Nandita Dalal, AVP, Lincoln Financial Jesse Martin should have known about the upside of disability insurance. After all, his mom markets the employee benefit for one of the largest disability insurance companies in the U.S. But Jesse admits the last thing on his mind was to buy coverage that would help replace his paycheck…
Read More
