Let’s Not Overlook the Income Protection and Financial Wellness Needs of Low-and Moderate-Income Households

Is income-protection a “luxury good” like designer clothing, fine wine, or—dare I go there?—a Peloton? A look at Bureau of Labor Statistics (BLS) Employee Benefits Survey data on availability of employer-paid short- and long-term disability insurance benefits suggests you wouldn’t be totally off-base if you answered “yes” to that question.   For both STD and…

Emerging 2020 Leave Trends: What You Should Know*

By Peter Fabiankovic, Corporate Counsel, U.S. Insurance Law, MetLife   Workplace leave and absence management is top-of-mind for employers and employees, as it provides an important element of financial stability. Several studies bear this out, including MetLife’s 17th annual U.S. Employee Benefit Trends Study, where more than 90 percent of employees said short-term disability insurance…

The Cost of Cancer – Planning for Survival

No one plans to have cancer. Aside from the shock and anxiety for the future a diagnosis brings, cancer also presents a financial situation that few people fully consider. Huge medical bills, on top of the typical expenses like college loans, mortgages, and car payments, can leave survivors concerned about their finances. Despite this, there…

Does Your Employee Have One Foot Out the Door? How to Identify and Keep Employees on the Brink

Unbeknownst to you, your employees may have made “getting a new job” as one of their new year’s resolutions. And that can spell trouble, considering that job postings skyrocket in January. Here are the signs to watch for in employees that could signal they are looking around—and changes you can make to help keep them…

Help Your Employees Understand Disability Insurance with these Five Questions

Employers are offering more and more voluntary benefits—and workers want these benefits. A recent study showed that nearly one third of eligible employees were signing up for voluntary offerings (that’s a higher participation rate than in earlier years). Amy Hollis is the national leader of voluntary benefits for HR consultancy Willis Towers Watson. She recently…