Becoming a parent is an extraordinary and, at times, stressful endeavor. Your life is about to fundamentally change. And as you plan the myriad dimensions of this new reality, you may be wondering how you’ll cover all the bills while you take time off work. Family leave is a complex issue and it requires a…
Long-term disability insurance. It’s not as immediate a need as health insurance, and you probably don’t think it works into your long-term financial plan as much as life insurance does. But it’s still really, really important. Long-term disability insurance is, at its core, income replacement. It can help you make ends meet when you’re unable…
Student loans and the increasing size of their associated debt continue to grab headlines. The ongoing political environment and upcoming presidential election is significantly increasing the discussion of various proposals and ideas. From a historical perspective student loans are certainly not new. The debt levels, however, are even more evident when you look at the…
By Katie McCord Jenkins, President and Chairperson, Illinois Mutual. If you were to ask me what type of business my company is in, you might be surprised with my response: We are in the business of preserving dreams and enabling people to live fearlessly in a time when so many live paycheck to paycheck. Yes,…
Annual enrollment will soon be underway for many employees. During this time, workers choose benefits they feel are most important to protect their health and financial well-being. Understanding the benefits your employer offers and their associated costs are most likely key considerations for you. In this post, I am going to focus on one…
By Jenn Kischell, Vice President, Group Benefits, MetLife. Open enrollment is taking place across the United States, and like millions of workers, you must submit your choices by a certain deadline. Many younger employees, however, are unsure about what types of coverage to select and how much and are tempted to wait until the…
A new survey conducted by The Mighty showed a number of Americans with disabilities and pre-existing conditions fear health insurance companies would discriminate them. About 84 percent of those surveyed feel this is possible after a federal judge in Texas ruled the Affordable Care Act (ACA) to be unconstitutional last month. The survey was conducted…
By Tom Charla, Director and Tara Reynolds, Corporate Vice President, MassMutual Most employees have figured out that the safety nets previous generations enjoyed — job security, pensions, even Social Security – can’t be relied on the way they have been in the past. They know that when it comes to reaching their financial goals, especially…
By Bob Herum, Second Vice President, DI & GSI Sales, Ameritas I picture the millions of working Americans who are employed, receive benefits through their employers, and yet, go about their daily activities without realizing the potential financial risk to their way of life. Specifically, I’m thinking of their income and what insurance they may have…
By Carol Harnett, President, Council for Disability Awareness Note: An earlier version of this post appeared in Carol Harnett’s employee benefits column for Human Resource Executive. You don’t know me, but I’m someone people have come to trust when they want to have a conversation about employee benefits. I stand to neither gain nor lose anything…
