Savings

Four Methods of Budgeting That Will Help You Save Money

The thing about budgeting is that we all know we have to do it, and often the hardest part is getting started. The challenge is even greater for adults with disabilities. In fact, 1 in 4 Americans with disabilities have a hard time finding employment and thus experience financial insecurity. Their economic situation is aggravated…

A Guide to Accessible Home Buying

A Guide to Accessible Home Buying

How has the real estate industry changed over the past year? From full-time remote employment to social distancing measures, 2020 has been a year that constantly questioned the status quo and the way we interact with the world. The home buying process is one of the best examples of how a well-established procedure has adapted…

Gig worker delivers food to woman at home

What Gig Economy Workers Need in a Financial Safety Net Today

If you’re a typical gig economy worker, you have multiple income streams. Maybe you drive for Uber, deliver meals for Grubhub, serve as a virtual assistant for several clients, and write a regular blog that generates ad revenue.   Having multiple income sources can be an advantage during uncertain times. But the downside of gig…

Seven Steps To Secure Your Finances Amid COVID-19

While health is everyone’s No. 1 concern these days, financial wellness is also top of mind. After all, many households are finding themselves in a budget bind as economic woes hit the economy at all levels. Even if your job is secure, you might be finding a partner or someone else in the household facing…

What happens when a health event causes your income stream to run dry?

By Fred Schott, Director of Operations, Council for Disability Awareness If you’re one of the millions of working Americans currently making decisions about your employee benefits choices for the coming year, you’ve probably put most of your focus on the health-plan options, including what is or isn’t covered, which providers are or aren’t in-network, and…

Study shows LGBTQ Americans in need of retirement strategy guidance

A recent study from Massachusetts Mutual Life Insurance Co. (MassMutual) revealed lesbian, gay, bisexual, transgender, queer or questioning (LGBTQ) Americans say they want to preserve their retirement savings but tend to take bigger risks when it comes to investing. Forty-two percent of LGBTQ retirees and pre-retirees said the should become more conservative with their money…

For millennials, app use and financial literacy don’t go hand in hand

A recent study released last week found despite the number of financial apps millennials are using, their personal finance management skills are severely lacking. The report, released by the TIAA Institute and the Global Financial Literacy Excellence Center (GFLEC) at the George Washington University School of Business, examined the personal finance knowledge of millennials. Titled “Millennial Financial…