By Ted Norwood, General Counsel and Director of Representation, Integrated Benefits, Inc. The United States Social Security Administration offers two programs—confusingly named Social Security Disability Income and Supplemental Security Income—aimed at providing or supplementing the income of people who are unable to work. SSDI (also called Title II benefits) provides disability coverage for individuals who…
Only 16 percent of employers are “very confident” their employees will be able to achieve a financially secure retirement. This statistic was brought to light thanks to a recently completed survey titled Striking Similarities and Disconcerting Disconnects: Employers, Workers, and Retirement Security, by nonprofit Transamerica Center for Retirement Studies (TCRS). Given the large role employers play in…
Part of the American dream is being footloose and fancy free…and whether you are relocating to be nearer family, to find a place with a lower cost of living or just to see some new scenery, you probably will move at some point in your lifetime. But in the midst of the goodbye parties, the…
A recent Employee Financial Wellness Survey that reports on adults nationwide who are full-time employees indicates that political uncertainty and a slow economic recovery are a few reasons that worry 52 percent of respondents in regards to their financial well-being.
One of the more interesting aspects of this report is the similarities of concerns regarding financial well-being across generations. Below, we’ve chosen a few of the more interesting findings.
The empty nest stage is, by definition, a time of loss. However, it is likely also a time of gain—no longer are you spending money for children in the home. What do you do with this “unaccounted” for cash? This financial planning checklist of important considerations may help you determine the answer.
Are you looking to improve your life? A good way to start is making sure you have disability insurance coverage locked in.
A little planning, preparation, consultation, and shopping around can help you save a bunch of money on out of pocket expenses.
It’s impossible to predict what effect cancer will have on your life, but you can (and should) take steps to prepare for the cost of cancer
If you rely on working to pay the bills, to eat, and to just generally survive, you need to think about disability insurance.