A new study conducted by Northwestern Mutual recently found that a vast majority of adults in the U.S. described financial planning as “not my favorite thing in the world, but [I] know it needs to get done like a medical checkup.” The survey, called the 2018 Planning & Progress Study, is an annual research project…
By Bob Herum, Second Vice President, DI & GSI Sales, Ameritas I picture the millions of working Americans who are employed, receive benefits through their employers, and yet, go about their daily activities without realizing the potential financial risk to their way of life. Specifically, I’m thinking of their income and what insurance they may have…
By Marjory Robertson, AVP & Senior Counsel and Abigail O’Connell, Senior Counsel, Sun Life Financial When employees need to step away from work — whether to welcome a new child, care for a family member, or another life event — protecting their jobs and benefits, understanding their rights, knowing whether their employers will pay part…
A recent study released last week found despite the number of financial apps millennials are using, their personal finance management skills are severely lacking. The report, released by the TIAA Institute and the Global Financial Literacy Excellence Center (GFLEC) at the George Washington University School of Business, examined the personal finance knowledge of millennials. Titled “Millennial Financial…
When most people consider disability, they picture something catastrophic happening—an ill-timed dive off a high rock, or a speeding car hurtling into theirs—and, for the most part assume it can never happen to them. That’s why human resources experts often find it challenging to convince their employees of the importance of disability insurance even though…
As we bask in the lazy days of August, there are subtle reminders that the change of seasons is around the corner – from the school supplies clogging the shelves of big box stores to that one tree whose leaves are reddening prematurely. Before the first pumpkin spice latte hits the neighborhood coffee shop, take…
Most of us groan when stores start displaying holiday decorations before the kids have gone back to school, but they may be on to something. In fact, the smartest way to shop is to forget about “Black Friday” and start your shopping in the summer. Here are eight reasons it will have you ho-ho-hoing come…
For most HR managers today, attracting and retaining employees is at the top of their list of challenges, given the current job market. So once you’ve gone through the hard work of interviewing and hiring, you want to make sure that the employee is as pleased to be working for your company as you are…
Ready to buy a home? The time could be right. In fact, in 2017, first-time buyers made up 35 percent of all home purchases, finds the 2017 National Association of REALTORS® (NAR) Home Buyer and Seller Generational Trends study. Buying a home will probably be the most expensive purchase you ever make, so it’s…
Are you one of those people who buys fruits and vegetables only to let them spoil? Your intentions may be good but your actions waste nutritious food and your hard-earned money. Here are nine sure-fire ways to save money on fruits and vegetables. 1. Plan a weekly menu If you go to the grocery store without a…
