Family Matters - Social Security Disability Insurance and family benefits

Why Apply for Social Security Disability Insurance Benefits?

By Matt Imhoff, Assistant Vice President of Representation, Integrated Benefits, Inc. The hidden benefits that often accompany a SSDI award make the long and paperwork-intensive application process worthwhile for many claimants.   Why am I doing this? Social Security Disability Insurance claimants ask their representatives this question all the time.   SSDI provides a maximum…

Family Matters - The Impact of the SSDI Application Process on Applicants, Caregivers and Families

The Impact of the SSDI Application Process on Applicants, Caregivers and Families

By Missy Biggs Applicants, caregivers, and families experience unexpected support and  frustrations during the Social Security Disability Insurance benefits application process. On the one hand, each family member (including a spouse, divorced spouse, children, and adult children disabled before age 22) may be eligible for a monthly benefit of up to 50 percent of the disability benefit amount.…

Tips to help if you or your business partner becomes disabled

If You or a Partner Became Disabled, are you Prepared?

During uncertain times like these, you never know where the future may lead. For many small businesses, this past year proved difficult. In fact, more than 97,966 United States businesses permanently shut down during the pandemic. For small business owners and those with business partners, now may be the time to begin considering coverage options…

The Connection between Short-Term Disability & COVID-19

Clarifying the Connection between Short-Term Disability & COVID-19

By Diane Russell, Senior Vice President of Marketing & Consumer Strategy   There has been plenty of confusion related to COVID-19 around the country. Working remotely, schooling at home, shelter-in-place, social distancing and other factors have created a situation none of us could have planned for. As head of Marketing & Consumer Strategy for Lincoln…

Celebrating diversity at work

Advocating for Diversity, Inclusion, and Accommodations in the Workplace

It’s one thing to say that you are on board with the idea of promoting diversity, inclusion, and accommodations in the workplace. It’s another thing entirely to successfully advocate for these things.   Here’s something to think about: The Centers for Disease Control and Prevention notes that approximately 25% of all U.S. adults live with…

Protecting loved ones

What the Pandemic Has Taught Us About Insurance

As unwelcome as it has been, the pandemic has been a great teacher. It’s revealed a lot about ourselves and the world we live in. Some lessons have been very difficult, while others have proven fruitful. We’ve all been impacted profoundly. Insurance is one area where your perceptions may have changed in light of recent…

Low-Cost Ways to Cope With a Disability Diagnosis

Low-Cost Ways to Cope With a Disability Diagnosis

After weeks, months, or even years of searching for answers, a diagnosis – even a challenging one – can be a relief. There’s something extraordinarily powerful about being able to put a name to your symptoms and the cause behind them. However, that relief brings a hefty dose of its own fear and uncertainty with…

Savings

Four Methods of Budgeting That Will Help You Save Money

The thing about budgeting is that we all know we have to do it, and often the hardest part is getting started. The challenge is even greater for adults with disabilities. In fact, 1 in 4 Americans with disabilities have a hard time finding employment and thus experience financial insecurity. Their economic situation is aggravated…