Financial advisor discussing disability insurance with a client: Choosing Resilience, Living Fully: Open Enrollment 2021

Changing the Disability Conversation with Your Clients – Making Financial Plans Disability-Proof

Bob Herum, MSFS, CLU, ChFC, RHU, REBC Editor’s Note: Facts do not change your clients’ behavior when it comes to understanding their risk for being out of work due to an injury or illness. Bob Herum presents a primer on how to alter your discussion about the impact of disability on financial plans. Traditionally, the…

Millennial office worker discussing open enrollment with HR: Choosing Resilience, Living Fully: Open Enrollment 2021

Millennials: Expecting to Make a Life Change this Year? Here’s Why You Shouldn’t Overlook Open Enrollment

Author: Marquis Smallwood, vice president of Workforce Engagement at MetLife   Editor’s Note: As open enrollment season rolls around on the heels of another challenging pandemic year, many employees are looking at their employer benefits through a new lens. This is particularly true of millennial employees. A new MetLife survey found nearly two-thirds (64 percent)…

The importance of disability insurance for millennials

Understanding the Importance of Disability Insurance for Millennials

By Darlena Holland. HowThis article originally appeared on the American Fidelity Blog. Zip-lining in Costa Rica. Parasailing in Cabo. Skiing in Colorado. In today’s world, millennials have more access than ever before to new experiences, new adventures, and new opportunities to cross items off their bucket lists. Because of their active lifestyles, disability insurance is an important…

Man drills working on home project while dog watches

Check Your DI Before You DIY

Have you found yourself taking on a Do-It-Yourself project lately? Whether you’re painting a wall, replacing a kitchen counter top, or repairing the deck outside, you’re not alone. Millions of people working at home these days have started DIY projects.   Empty lumber shelves and back-orders for appliances in local and big box stores nationwide…

One Millennial Learned the Easy Way: Disability Insurance is Worth the Cost

By Nandita Dalal, AVP, Lincoln Financial Jesse Martin should have known about the upside of disability insurance. After all, his mom markets the employee benefit for one of the largest disability insurance companies in the U.S. But Jesse admits the last thing on his mind was to buy coverage that would help replace his paycheck…

What You Should Know for Your First Open Enrollment

By Jenn Kischell, Vice President, Group Benefits, MetLife.   Open enrollment is taking place across the United States, and like millions of workers, you must submit your choices by a certain deadline. Many younger employees, however, are unsure about what types of coverage to select and how much and are tempted to wait until the…

What HR Should Know About Gen Z

Move over, Millennials. Today organizations are thinking about Gen Z, the newest cohort joining the workplace. While millennials remain the largest group in the workforce today, they are increasingly being joined by their “younger sibs,” a generation that the Pew Research Center defines as being born from 1997 on. New college grads fit the bill,…

HR leader educating a group of employees.

Educating Employees About Disability Insurance? Ask Them 5 Questions

Employers are offering more and more voluntary benefits—and workers want these benefits. A recent study showed that nearly one third of eligible employees were signing up for voluntary offerings (that’s a higher participation rate than in earlier years).  Amy Hollis is the national leader of voluntary benefits for HR consultancy Willis Towers Watson. She recently…

What Employees Need to Know About Disability Insurance?

Employers are offering more and more voluntary benefits—and workers want these benefits. A 2017 study showed that nearly one third of eligible employees were signing up for voluntary offerings (that’s a higher participation rate than in earlier years).  Amy Hollis is the national leader of voluntary benefits for HR consultancy Willis Towers Watson. She recently…