By John Feeney, vice president, group sales and market development for the Renaissance Life & Health Insurance Company of America. Attention Gen Z and Millennials: disability insurance is an important coverage for you, too. Some view employer-sponsored group disability insurance as an ancillary benefit reserved for older individuals, when in fact, disability insurance should…
By Nigel Robert Editor’s Note: The prevalence of mental health conditions (most commonly anxiety and depression) accelerated during the COVID pandemic and has been on the rise in many places. Some people may find that letting a reptile into their life can help combat some of the effects of their condition – and this…
Fighting for a world where individuals living with different disabilities can live fully and freely. Right now, unique challenges present some limitations, like an inability to physically access certain places in public and participate in parts of the digital world. But progress is being made with the help of technology. New tools continue to…
If you’re in your mid-to-late 40s, the options to protect your income may be coming to an end. If you don’t have income-protection disability insurance, you may find it’s more difficult to get it and that the cost is increasing. Disability insurance? Yes, basic disability insurance is most affordable way to protect your income…
A disability may challenge you when doing certain activities, but it doesn’t mean you can’t start running and managing a business. With the right mindset and tools required to get started, growing your business may be easier than you expected. Create a Business Plan and Execute Your Strategy The most effective way to plan…
A disability should not prevent you from living your best life. You still deserve to travel and enjoy the finer things. In addition to the fun, a vacation provides a chance to get physical activity and expand your boundaries and mind. But before you take off, do research to ensure your safety and comfort. Here…
Limited mobility may come with age. It may also be the result of a mobility-related disability, injury, or illness. However limited mobility comes about, it can impact how you live. And the need for assistance with day-to-day activities is often the outcome. Thankfully, assisted living empowers older individuals living with mobility challenges who need…
Art is a great medium for self-expression, creativity, and learning. In all of its forms, art can offer a way for children with learning disabilities to express themselves and their emotions, build self-esteem, and develop important life skills. Read on for a few quick tips on how you can involve your child in the arts. …
This article originally appeared on the Guardian Life website “My life changed in an instant,” said Rosemarie Rossetti during Guardian’s webinar, The Inaccessibility of Accessibility: Helping family caregivers find the resources they need. When a 7,000-pound tree and live power lines fell on her while she was biking with her husband, Rosemarie was instantly paralyzed from the…
By Steve Perrigo Editor’s Note: SSDI is an often-overlooked income benefit for individuals with disabilities or serious illnesses. Many Americans workers are unaware of this critical benefit that they earned while working. Employers and employees fund this federal program by paying Federal Insurance Contributions Act (FICA) payroll taxes. No one thinks it will happen to…
