One of the most important reasons for workers to buy disability insurance is, of course, income replacement. When a policyholder is sick or injured and becomes unable to work their disability insurance will cover a percentage of their monthly income, allowing them to pay their everyday expenses until they recover. But disability insurance plans generally…
This article originally appeared on the American Fidelity blog. Zip-lining in Costa Rica. Parasailing in Cabo. Skiing in Colorado. In today’s world, millennials have more access than ever before to new experiences, new adventures, and new opportunities to cross items off their bucket lists. Because of their active lifestyles, Disability Insurance is an important part of…
Having spent most of four decades marketing and selling disability income insurance, including individual, group, and payroll products, I am still amazed at the general resistance by many working Americans to doing fundamental research and analysis of their own personal and family financial situation. The amount of life insurance sales each year dwarfs the combined…
Remote work has become the new normal for many people across the world. This shift toward hybrid or fully remote work modules has also made a variety of jobs more accessible to disabled people. Even if the bulk of your work takes place outside of the office, obtaining profitable remote work opportunities may require you…
If you’re in your mid-to-late 40s, the options to protect your income may be coming to an end. If you don’t have income-protection disability insurance, you may find it’s more difficult to get it and that the cost is increasing. Disability insurance? Yes, basic disability insurance is most affordable way to protect your income…
Today’s diverse educational landscape requires an emphasis on inclusivity. An inclusive environment in education is one where all students, regardless of their abilities or disabilities, are given equal opportunities to learn, participate, and succeed. This approach is not just about providing physical accessibility but also about adapting teaching methods, curricula, and attitudes to cater to…
Creating an inclusive work environment is crucial for your business’s long-term growth. An intentional approach to inclusivity can reduce turnover, boost morale, and help your company avoid expensive lawsuits. Intentionally promoting inclusivity can help you tap into a larger talent pool, too. One in six people has a disability, meaning millions of applicants are…
By Jesse Clark of Soulful Travel With competition for workers still high, employers need to take into consideration all possible candidates when recruiting new hires. Here we discusses how employers can make their workplace more inclusive and inviting for persons with disabilities. Inclusive Language in Job Descriptions It is important to consider using language…
Disability is hardly ever predictable. Accidents happen, and conditions can arise or worsen at any time. The professional world doesn’t stop spinning, waiting for people with disabilities to adapt to a new lifestyle. However, it’s certainly possible for employers to support potential and current employees when navigating disabilities. Employers can close the disability inclusion…
While your body may be different from someone else’s, one thing you have in common with the rest of the world is the need to exercise and stay active. The good news is that there are many different ways to stay fit, regardless of your body or situation, and you don’t necessarily need to go…
