During uncertain times like these, you never know where the future may lead. For many small businesses, this past year proved difficult. In fact, more than 97,966 United States businesses permanently shut down during the pandemic. For small business owners and those with business partners, now may be the time to begin considering coverage options…
Read MoreFred Schott, director of operations and research at The Council for Disability Awareness, and Ian Bridgman, a CDA board member and executive director of The Claim Lab are kicking off The CDA’s new topic beat on mental health. What follows is an exchange between the two on the dirty little data details that can be…
Read More16 Changes That May Happen in the Near Future By Bob Herum, MSFS, CLU, ChFC, RHU, REBC, Ameritas. Getting tired of hearing the term “new normal,” or other permutations out there? I am, but it does force you to think about how different life will look moving forward, past the changes COVID-19 created.…
Read MoreMost of us relish the extra evening hour that comes with Daylight Savings Time, but losing that hour can come with schedule consequences…and even health consequences. In fact, Daylight Savings Time has been linked to increased heart attacks, and another study found that fatal car accidents increased the Monday after the Daylight Savings Time switch. So besides taking…
Read MoreBy Rachel Porter, content specialist for Custom Contractors Insurance, LLC. In a world ravaged by a global pandemic, many companies across various industries had to make adjustments to keep their operations going despite the threat of the coronavirus. One of those tweaks is setting up remote work for their employees. Telecommuters were around long…
Read MoreBy Diane Russell, Senior Vice President of Marketing & Consumer Strategy There has been plenty of confusion related to COVID-19 around the country. Working remotely, schooling at home, shelter-in-place, social distancing and other factors have created a situation none of us could have planned for. As head of Marketing & Consumer Strategy for Lincoln…
Read MoreCompetition for Talent Informs Trend in Flexibility as Benefit Option HR departments know all too well the fierce competition for top talent being waged today. And as you develop appealing compensation offers and benefits packages, there is one peak benefit that employees are clamoring for—and that’s flexibility. If you are still clinging to a fixed work…
Read MoreIt’s one thing to say that you are on board with the idea of promoting diversity, inclusion, and accommodations in the workplace. It’s another thing entirely to successfully advocate for these things. Here’s something to think about: The Centers for Disease Control and Prevention notes that approximately 25% of all U.S. adults live with…
Read MoreIf you started remote working last year, settle in. With nearly one in four Americans now telecommuting from home, businesses are seeing increases in productivity and employees are finding more flexibility and satisfaction in their work. It’s increasingly likely that remote working or some form of hybrid working may continue well into the future for…
Read MoreWhen you are living with a medical condition or disease that requires regular visits to various doctors, or have a sudden health concern that needs to be addressed quickly, medical bills will begin to pile up. While your medical insurance likely covers most of your normal expenses, when it comes to specialty issues, insurance companies…
Read MoreAs any third grader will tell you, there’s really nothing better than a snow day. You’re up early and dressed, because you weren’t sure if the bus was coming. And though it usually requires 45 minutes of parental nagging to get you to put on your boots and coat, once you confirm classes or cancelled,…
Read MoreWhen most people consider disability, they picture something catastrophic happening—an injury on the ski slope, or a speeding car hurtling into theirs—and, for the most part assume it can never happen to them. That’s why human resources experts often find it challenging to convince their employees of the importance of disability insurance even though you…
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