Depressed about the Holidays? Maybe You Have the Holiday Blues

This is the happiest time of year, right? Family, friends, fun and food are what life is about. Except you don’t feel excited, you actually feel a bit depressed. Maybe you have the holiday blues. What do you do if this is the case? What do you do?

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Healthy Holiday Eating – Go Ahead, Indulge a Little

The holidays are here. The season of giving, spending, celebration, and for many, the season of high calorie overeating. According to a recent study published in the New England Journal of Medicine, the average American gains about a pound between Thanksgiving and the beginning of January. Even though the weight gain isn’t as high as…

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Supporting Employees During The Holidays

When we think back to how “stressed” we used to feel during the holidays, we might long for a bit of that old normal…especially as we continue feeling the effects of the pandemic and growing economic concerns. With your employees coping with burnout, COVID fatigue, and the rising cost of living, the “holiday blues” may…

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Planning an Accessible Wedding

Weddings often require a lot of planning to ensure every guest has a good time and feels comfortable. With that in mind, it’s important that every wedding is accessible to everyone.   Unfortunately, that isn’t always the case.   Whether the bride or groom is dealing with a disability or one of the invited guests…

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Finding an Employer That Truly Cares About Mental and Physical Health

Everybody wants to find a workplace that values its employees and provides a healthy working environment. However, 93% of Americans suffer from work-related stress and millions more live in constant financial anxiety due to inadequate access to disability coverage. If this combination of stress and inadequate support sounds familiar, then you should know that you’re…

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The Employer’s Guide to Group Disability Insurance

Group disability insurance is an important (but sometimes overlooked) employee benefit. Just how important? Research finds that 75% of employees would have trouble paying for basic living expenses after several months if they became disabled and were unable to work. At a time when competition for top talent is high, and health and financial security are…

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Short- vs. long-term disability insurance: How it works

This article originally appeared on the American Fidelity Blog Understanding the differences between short- and long-term disability insurance can be tough and knowing which coverage is right for you is not always easy. However, disability insurance can be an essential part of a solid financial plan, so it’s important to understand your options. What is…

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The Financial Risk of Alzheimer’s Disease

By Amy Fontinelle Editor’s Note: This blog post from The Council for Disability Awareness’ member company, MassMutual, defines how much of a problem Alzheimer’s disease and other forms of dementia are becoming as people live longer; points out how significant the direct and indirect costs of caring for someone with dementia are becoming; and recommends steps for estate planning and preparation that…

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Position Individual Disability Income Insurance Effectively

Scott McCarthy, Regional Vice President, Sales & Distribution, Ameritas Life Insurance Corp. Managing and understanding risk is not a strength for many people. It’s also why financial professionals need to be effective at helping clients make changes that address long-term financial needs. Changing the conversation In discussions with colleagues, I frequently comment on the need…

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Autumn’s Story: An Inspiration

Editor’s Note: In 2017, Autumn attended the Route 91 Harvest Festival in Las Vegas, and her world turned upside down. One of the many victims of the tragedy, Autumn was seriously injured and found herself facing a long recovery. “I woke up and was wired shut,” she said. “I had a tracheostomy because the blocked…

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The Effect of Inflation on Benefits Enrollment: Reducing Benefits Means Increased Risk

By: Kelsey Bradbury, AVP Market Intelligence, Lincoln Financial Group   Editor’s Note: With many competing financial priorities, it’s not surprising that some employees may choose to decrease their benefit expenses as a way of managing their personal impact from inflation. Which is why it’s important that when enrollment time arrives, employees fully understand the purpose…

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Beyond Your Benefits Package: Why Open Enrollment is a Great Time to Focus on Your Financial Wellness

Alexandra Ginieres Head of Disability Marketing, Individual Markets Guardian Life Insurance Company of America®   Editor’s Note: It’s that time of year when many employees are reviewing their employee benefits, renewing their previous choices or selecting new options, and considering financial products they can (or did) buy on their own such as disability and life…

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