When talk of disability income insurance comes up, you probably understand how important it is to protect the breadwinner. Particularly in households where only one person earns an income, disability income insurance (DI) is critical coverage for those who want to financially protect themselves and their loved ones. Insuring a portion of your paycheck with…
Read MoreIt’s a new year, a new beginning. We’re feeling refreshed after a season of holiday cheer and celebrating with family and friends. Maybe some of us ate and drank a little too much. And maybe we spent our entire year-end bonus on presents that the kids are already tired of playing with. But we all…
Read MoreThis article originally appeared on the American Fidelity blog It’s hard to guess exactly where paid family and medical leave (PFML) laws will be enacted next. Many states have study commissions to assess the feasibility, cost, and other impacts of prospective PFML legislation. Models to watch include: State-run Program – the state provides and…
Read MoreIs your office quiet that last week between Christmas and New Year’s? Chances are good it is; one survey found that 1/3 of U.S. workers planned to take the entire week as vacation, with nearly 70% expecting to take at least part of it. But while the rest of your office might be relaxing by…
Read MoreAn Emotional Support Animal (ESA) is any pet that is legally certified to offer support for emotional of psychological conditions. They help people by providing support during difficult times and are mostly commonly utilized by people suffering from conditions such as anxiety or depression. Usually dogs are trained for this task. However, diversity of ESAs…
Read MoreThis is the happiest time of year, right? Family, friends, fun and food are what life is about. Except you don’t feel excited, you actually feel a bit depressed. Maybe you have the holiday blues. What do you do if this is the case? What do you do?
Read MoreThe holidays are here. The season of giving, spending, celebration, and for many, the season of high calorie overeating. According to a recent study published in the New England Journal of Medicine, the average American gains about a pound between Thanksgiving and the beginning of January. Even though the weight gain isn’t as high as…
Read MoreWhen we think back to how “stressed” we used to feel during the holidays, we might long for a bit of that old normal…especially as we continue feeling the effects of the pandemic and growing economic concerns. With your employees coping with burnout, COVID fatigue, and the rising cost of living, the “holiday blues” may…
Read MoreWeddings often require a lot of planning to ensure every guest has a good time and feels comfortable. With that in mind, it’s important that every wedding is accessible to everyone. Unfortunately, that isn’t always the case. Whether the bride or groom is dealing with a disability or one of the invited guests…
Read MoreEverybody wants to find a workplace that values its employees and provides a healthy working environment. However, 93% of Americans suffer from work-related stress and millions more live in constant financial anxiety due to inadequate access to disability coverage. If this combination of stress and inadequate support sounds familiar, then you should know that you’re…
Read MoreGroup disability insurance is an important (but sometimes overlooked) employee benefit. Just how important? Research finds that 75% of employees would have trouble paying for basic living expenses after several months if they became disabled and were unable to work. At a time when competition for top talent is high, and health and financial security are…
Read MoreThis article originally appeared on the American Fidelity Blog Understanding the differences between short- and long-term disability insurance can be tough and knowing which coverage is right for you is not always easy. However, disability insurance can be an essential part of a solid financial plan, so it’s important to understand your options. What is…
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