Can Your Smartwatch Make You Sick? Lately, I’ve started wondering if I should get a smartwatch. Friends of mine routinely take calls or texts on their Apple® or Google® watches. Others track their steps or monitor their hearts. Paying for a coffee with a smartwatch looks so easy. And yes, some designs look terrific.…
The short answer is probably everyone. Your ability to work and earn a paycheck is one of your most valuable assets. It is essential to help support yourself and your family, but what would happen if you became too sick or injured to work? What is disability insurance? Disability benefits replace part of your…
This article originally appeared on the American Fidelity Blog Employers know that each open enrollment season presents unique challenges and opportunities. With enrollments bound to change year to year, how do you keep up with the needs of your employees? An important step is to be aware of the current trends. Listening to what similar…
For HR folks, the fall is sort of like their own version of the retail holiday season or the big football final…that’s because it’s open enrollment, the time when employees are able to make major changes to their benefits plans without penalties. And just like retailers start planning their holiday promotions early, so should the…
Do you swim for exercise? Walk? Take a group fitness class? Play pickleball? Run long distances? Bicycle? Hike? Good for you. The benefits of exercise are undeniable. And yes, there are risks, too. A few million adults annually visit the emergency room for a sports injury. Cyclists top the list, but pickleball players get…
It’s almost that season—time for school buses and alarm clocks. And if you’re like most families, you’ve probably been letting your sleep schedule slide in favor of late evenings spent enjoying the extra hours of daylight with a bike ride or the glow of a backyard fire pit in the warm night air. We don’t…
Little kids. They’re freaky fast. Running, wildly darting back and forth. Wow! Talk about fun. The faster you chase them, the more they laugh. For many parents, the image of bats escaping out of hell says it all. But, fast forward 40-plus years, and running like a kid is a distant memory. That kind…
When it’s time to start a family, many parents-to-be are so focused on decorating the nursery and choosing the right car seat that they can overlook the life-altering impact a baby can have on their financial life. And we’re not just talking the exorbitant cost of diapers—we’re talking nearly 4 million dollars in “potential income.” These…
If you’re in your mid-to-late 40s, the options to protect your income may be coming to an end. If you don’t have income-protection disability insurance, you may find it’s more difficult to get it and that the cost is increasing. Disability insurance? Yes, basic disability insurance is most affordable way to protect your income…
The lazy days of summer are great…unless your employees are feeling a little bit too much summer fever. Because even though it’s the time of year when we want to hit the pool, the beach or the park, the work still has to get done. However, employees have become more emphatic about “work/life” balance, and…
