For HR folks, the fall is sort of like their own version of the retail holiday season or the big football final…that’s because it’s open enrollment, the time when employees are able to make major changes to their benefits plans without penalties. And just like retailers start planning their holiday promotions early, so should the…
A cold beer or chilled glass of wine sounds like a great reward for a hard, physical workout. Maybe you ran a few extra miles. Played pickle ball until the lights were turned off. Skied a steep trail for the first time. Or, worked extra hard in the garden for hours. For many of…
By John Feeney, vice president, group sales and market development for the Renaissance Life & Health Insurance Company of America. Attention Gen Z and Millennials: disability insurance is an important coverage for you, too. Some view employer-sponsored group disability insurance as an ancillary benefit reserved for older individuals, when in fact, disability insurance should…
Little kids. They’re freaky fast. Running, wildly darting back and forth. Wow! Talk about fun. The faster you chase them, the more they laugh. For many parents, the image of bats escaping out of hell says it all. But, fast forward 40-plus years, and running like a kid is a distant memory. That kind…
It’s almost that season—time for school buses and alarm clocks. And if you’re like most families, you’ve probably been letting your sleep schedule slide in favor of late evenings spent enjoying the extra hours of daylight with a bike ride or the glow of a backyard fire pit in the warm night air. We don’t…
You see them jogging with strollers or walking in the baby food aisle. Maybe you’re one yourself. Today, more women ages 40 – 44 are new mothers. After decades of decline, there has been a jump in the increase of older moms. In a recent analysis of census data by Pew Research Center, 86 percent…
If you’re in your mid-to-late 40s, the options to protect your income may be coming to an end. If you don’t have income-protection disability insurance, you may find it’s more difficult to get it and that the cost is increasing. Disability insurance? Yes, basic disability insurance is most affordable way to protect your income…
If you’re in your late 30s or older and still enjoy cycling, running, or other active sports, eventually you’re going bump up against the word “senior.” Like it or not, you may begin to hear yourself called a “senior” swimmer, pickleball player, or whatever your pastime is. The “Senior” Curse Let’s face it, the…
When it’s time to start a family, many parents-to-be are so focused on decorating the nursery and choosing the right car seat that they can overlook the life-altering impact a baby can have on their financial life. And we’re not just talking the exorbitant cost of diapers—we’re talking nearly 4 million dollars in “potential income.” These…
The Results Can Be an Important Indicator of Your Life Expectancy When is the last time you tried standing on one leg? If you haven’t done that in a while, give it a try. Stand close to a wall or table for support. New research has shown that balancing on one foot is…
