Family raking autumn leaves, Choosing Resilience, Living Fully: Open Enrollment 2021

Holistic Protection Includes Income Protection at Every Stage

Alexandra Ginieres Director, Marketing Communications, Individual Disability Guardian Life Insurance Company of America®   Editor’s Note: When it comes to protecting yourself and your family, holistic protection is key. As we begin open enrollment season, start thinking about which benefits will be a good fit for your financial needs. When considering your options, understand the…

3 out of 10 American adults can't pay an unexpected $400 bill without having to carry a balance on their credit card or borrow money from friends, family, or the bank. Choosing Resilience, Living Fully: Open Enrollment 2021

Take Advantage of ALL of Your Employer’s Benefit Offerings

Bob Herum, MSFS, CLU, ChFC, RHU, REBC Editor’s Note: When the leaves start to fall, it’s usually the time for you to enroll in your employer’s benefits offerings. A lot of us focus our time on understanding the health insurance benefits, but you could be leaving a lot of money on the table with that…

Young professional employee reviews voluntary benefits with HR: Choosing Resilience, Living Fully: Open Enrollment 2021

Catching up with Reality: The Full Value of Voluntary Benefits

By Jeremy Parr, Director, Voluntary Benefits, Lincoln Financial Group Editor’s Note: It’s time that companies structure, prioritize, and present benefits to reflect today’s financial and societal realities. Employees often must turn to voluntary benefits to help them shoulder higher out-of-pocket costs. And that means employers need to offer a well-rounded benefits package to help their…

Managers being trained on employee benefits. Choosing Resilience, Living Fully: Open Enrollment 2021

Inspiring a More Resilient Workforce: Why Employers should Provide Support to Managers Who are Shouldering the Challenge of Propping Up Employees’ Well-Being

By Missy Plohr-Memming, senior vice president, Group Benefits, MetLife   Acting as a vital bridge between employers and individual contributors, a managers’ role has become even more critical over the last year and a half. Indeed, managers have not only stepped up to the challenge of navigating recent shifts in the workplace, but also meeting…

Mature woman accessing the Social Security Administration online portal: Choosing Resilience, Living Fully: Open Enrollment 2021

The Positive Impact of COVID-19 on the Social Security Administration

By Michael Mattison Editor’s Note: The Social Security Administration was not immune to COVID-19. Like every other aspect of life that changed with the pandemic, the SSA needed to pivot in order to serve the public.  While this was a daunting task, the organization transitioned into an almost entirely remote workforce over the span of…

Young woman recovering from Covid-19 at home: Choosing Resilience, Living Fully: Open Enrollment 2021

COVID-19: Proving The Value of SSDI to American Workers

By Steve Perrigo Editor’s Note: The far-reaching effects of a global virus mean employees with disabilities need Social Security Disability Insurance benefits more than ever. Thankfully, awareness is growing.   Significant health impacts halted work for many American workers – some estimates reach 11 million – and it’s leading to a search for answers. The…

Financial advisor discussing disability insurance with a client: Choosing Resilience, Living Fully: Open Enrollment 2021

Changing the Disability Conversation with Your Clients – Making Financial Plans Disability-Proof

Bob Herum, MSFS, CLU, ChFC, RHU, REBC Editor’s Note: Facts do not change your clients’ behavior when it comes to understanding their risk for being out of work due to an injury or illness. Bob Herum presents a primer on how to alter your discussion about the impact of disability on financial plans. Traditionally, the…

Millennial office worker discussing open enrollment with HR: Choosing Resilience, Living Fully: Open Enrollment 2021

Millennials: Expecting to Make a Life Change this Year? Here’s Why You Shouldn’t Overlook Open Enrollment

Author: Marquis Smallwood, vice president of Workforce Engagement at MetLife   Editor’s Note: As open enrollment season rolls around on the heels of another challenging pandemic year, many employees are looking at their employer benefits through a new lens. This is particularly true of millennial employees. A new MetLife survey found nearly two-thirds (64 percent)…

Family looking off into a bright sunset

Benefit Strategies that Protect Employee Income, Drive Enrollment, and Assist Recruitment and Retention

Ernest Dube Director, Enrollment & Account Management Guardian Life Insurance Company of America® Editor’s Note: Employers can help employees better prepare for their future and help close potential income gaps caused by longer-term workplace absences by providing supplemental income protection. This benefit provides additional coverage benefits from a protection perspective and also enhances employee recruitment…