Remote work has become increasingly popular in recent years. It was already on the rise before the COVID-19 pandemic but became a necessity for many businesses during that time. Now, as both employers and employees have seen the benefits of remote work, it’s clear it’s a model that’s here to stay. Being a remote…
Over the years, the word “sustainability” has become a term that means something different to everyone. However, when it comes to business practices, that same term has a close association with “accountability” and “responsibility” when it comes to how an organization should be run. But in order for organizations to move forward with their…
“When the well runs dry, we know the worth of water.” – Benjamin Franklin Chances are, your income is your greatest asset when measured over the course of your entire career. But in a sea of competing financial priorities, it’s all too easy to dismiss the importance of having disability income insurance protection. That…
One of the most important reasons for workers to buy disability insurance is, of course, income replacement. When a policyholder is sick or injured and becomes unable to work their disability insurance will cover a percentage of their monthly income, allowing them to pay their everyday expenses until they recover. But disability insurance plans generally…
By Sharon Scanlon, Lincoln Financial Group As a woman planted firmly in the sandwich generation, I’m happily helping my 80-year-old mom when she needs it, while also encouraging my youngest kids on their journeys to leave the nest. Across three generations, it’s no surprise that our family gatherings feature a variety of opinions on just…
This article originally appeared on the American Fidelity blog. Zip-lining in Costa Rica. Parasailing in Cabo. Skiing in Colorado. In today’s world, millennials have more access than ever before to new experiences, new adventures, and new opportunities to cross items off their bucket lists. Because of their active lifestyles, Disability Insurance is an important part of…
In my lifetime, I can’t recall a time when there have been so many open conversations about concerns about mental health. While I certainly feel it’s positive and very necessary to talk openly about this topic, I also think it’s important to understand why there is such a marked increase in mental health challenges today…
There are 33,000,000 small businesses in the United States and fewer than 3,000 purchased disability overhead expense in 2023. DI is often described as the “selfish” insurance. Your auto coverage pays for the mechanic to fix your car. Your homeowners pays the handyman or roofers to repair the house. Your health insurance pays the doctor,…
First, the Ankle Like many baby boomers, I participated in many sports and served in the military. For the most part, other than some incidental injuries, I made it to my ‘60’s’ and felt I would be able to continue to be active as I approached retirement and whatever followed. Well, my body answered very…
This article originally appeared on the American Fidelity Blog You may understand the importance of Disability Income Insurance but may be asking: Why aren’t more employees taking advantage of it? There are myriad reasons why employees aren’t electing the coverage. Lack of Understanding Many employees don’t understand what disability insurance covers, how it…
